$549,900
$240/sq ft686 Destiny Drive · Okatie, SC 29909
4
Beds
3
Baths
2,296
Sq Ft
2023
Built
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Discover this like-new, upgraded Hallmark home in Sun City Hilton Head! Enjoy exceptional 55+ living with an optional second level and a flexible 4-bed, 3-bath layout. The gourmet kitchen boasts Kitchenaid appliances, upgraded granite, a walk-in pantry, and soft-close cabinetry, opening to a bright dining and family room. Crown molding, shiplap accents, and upgraded lighting add charm! The main-floor owner's suite offers a walk-in shower, double vanities, and a large closet. Relax on the covered porch with vinyl pa…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$3,420/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $549,900 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,704/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 3
- Living Area
- 2,296 sq ft
Exterior & Lot
- Lot Size
- 0.13 acres
Community & HOA
- HOA Fee
- $3,540 / annually
Financial & Terms
- List Price
- $549,900
- Price / Sq Ft
- $240
- Annual Taxes
- $4,704
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 337 days.
Price Reduced
May 13, 2026
Status: Active
Nov 24, 2025
Came on market
Nov 24, 2025
Listed for sale
Jul 6, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 1153 Danner Drive, Okatie, SC 299094 bd · 2,346 sqft | $460,000 | $196 | Jun 2026 |
| 381 Crane Court, Okatie, SC 299094 bd · 2,564 sqft | $719,000 | $280 | Mar 2026 |
| 1163 Serenity Point Drive, Okatie, SC 299093 bd · 2,289 sqft | $561,000 | $245 | Mar 2026 |
| 181 Palmdale Lane, Okatie, SC 299093 bd · 2,264 sqft | $700,000 | $309 | Jun 2026 |
| 45 Callawassie Club Drive, Okatie, SC 299093 bd · 2,230 sqft | $690,000 | $309 | May 2026 |
Recent closed sales of similar homes nearby (this list price is $549,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
686 Destiny Drive, Okatie, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~18 mi
Bluffton
~7.8 mi
Hilton Head Island
~13.7 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Christopher Goll, Redfin Corporation.
Listing data last updated May 13, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.