$2,900
$2/sq ft7 Whispering Oaks Circle · Bluffton, SC 29909
4
Beds
3
Baths
1,700
Sq Ft
2024
Built
What stands out
- Other views
- Garage parking
- Outdoor living: Patio
- No HOA
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Welcome to 7 Whispering Oaks Circle in the desirable River Oaks community of Okatie. Surrounded by majestic Live Oaks and Spanish moss, this well-maintained Ashwood model offers 4 bedrooms and 3 full baths. The open-concept floor plan connects the living, dining, and kitchen areas, creating a comfortable space for everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, ample cabinetry, and a breakfast bar. A first-floor bedroom and full bath provide flexibility for gu…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly
$17/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $2,900 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $6,123/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 3
- Living Area
- 1,700 sq ft
- Levels
- Two
- Flooring
- Carpet, Laminate
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Auto/Gar/Opener, Dryer, Washer
- Heating
- Electric, Heat Pump
- Cooling
- Electric, Central Air
- Water Heater
- Electric
Exterior & Lot
- Lot Size
- 0.1 acres
- Construction
- Brick, Vinyl Siding, Board & Batten Siding
- Foundation
- Slab
- Roof
- Composition
- Parking
- Detached, Garage
- Carport
- 2 spaces
- Porch / Patio
- Patio
- View
- Other
- Exterior Features
- Hurricane Shutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $2,900
- Price / Sq Ft
- $2
- Annual Taxes
- $6,123
- Zoning
- Residential
Listing activity
On the market for 22 days.
Price Reduced
Jul 6, 2026
Status: Active
Jun 21, 2026
Listed for sale
Jun 21, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 30 Beaumont Court, Bluffton, SC 299104 bd · 1,586 sqft | $411,000 | $259 | Jul 2026 |
| 45 Augustine Road, Bluffton, SC 299104 bd · 1,928 sqft | $489,000 | $254 | Jun 2026 |
| 7 Lakeside Drive, Bluffton, SC 299104 bd · 1,938 sqft | $540,000 | $279 | Jun 2026 |
| 10 Runner Stone Road, Bluffton, SC 299094 bd · 1,949 sqft | $530,000 | $272 | Jun 2026 |
| 106 Lincoln Lane, Bluffton, SC 299103 bd · 1,694 sqft | $342,500 | $202 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $2,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
7 Whispering Oaks Circle, Bluffton, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~16.7 mi
Bluffton
~6.9 mi
Hilton Head Island
~12.4 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Donna Rogers, Middleton Street Property Mgt..
Listing data last updated July 6, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.