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ActiveMLS# 197345

$515,000

$254/sq ft

74 Holly Ribbons Circle · Bluffton, SC 29909

2

Beds

2

Baths

2,028

Sq Ft

2006

Built

Single Family Residence$254/sq ft7 days on market
WaterfrontGarden ViewWater ViewPoolGarageHOA Community

What stands out

  • Waterfront — Lagoon
  • Garden, Water views
  • Attached garage
  • Private pool
  • Outdoor living: Patio

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Coastal charm, a spectacular long lagoon view, and a prime Sun City Hilton Head location define this beautifully maintained Pelican model with den. Set on a quiet street, the move-in-ready home features driftwood herringbone flooring, a new roof, hard-coat stucco, Rinnai tankless water heater, hurricane shutters, and central vacuum. The spacious kitchen offers a breakfast bar and sunny bay-window nook, while the light-filled Carolina Room showcases peaceful water views. The den is ideal for an office, hobby room, o…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($103,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-06 — a benchmark, not your rate.

Estimated all-in monthly

$3,256/mo

Principal & Interest$2,656
Property tax (owner-occ. 4%, est.)$215
Homeowners insurance (est.)$150
HOA dues$235
Loan amount$412,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $515,000 price, 20% down, 6.69% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,057/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Living Area
2,028 sq ft
Flooring
Carpet, Tile, Luxury Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Washer
Heating
Heat Pump, Central
Cooling
Central Air
Interior Features
Ceiling Fan(s), Entrance Foyer, Pantry, Master Downstairs

Exterior & Lot

Lot Size
0.26 acres
Construction
Stucco
Foundation
Slab
Roof
Other
Parking
Attached, Driveway, Garage
Porch / Patio
Patio
Pool
Community, Indoor, Outdoor Pool
View
Garden, Water
Waterfront
Lagoon
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$2,820 / annually

Financial & Terms

List Price
$515,000
Price / Sq Ft
$254
Annual Taxes
$2,057
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 7 days.

  1. Status: Active

    Aug 7, 2026

  2. New Listing

    Aug 7, 2026

  3. Came on market

    Aug 7, 2026

  4. Listed for sale

    Jul 15, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $454,030–$625,926).
Sold homeSold price$/sqftClosed
133 Hampton Circle, Bluffton, SC 299092 bd · 2,102 sqft$500,000$238Jul 2026
29 Hamilton Drive, Bluffton, SC 299092 bd · 1,900 sqft$540,000$284Jul 2026
211 Pinnacle Shores Drive, Bluffton, SC 299092 bd · 1,863 sqft$575,000$309Aug 2026
10 Fairforest Lane, Bluffton, SC 299092 bd · 2,278 sqft$510,000$224Aug 2026
24 Wendover Court, Bluffton, SC 299092 bd · 2,289 sqft$575,000$251Jul 2026

Recent closed sales of similar homes nearby (this list price is $515,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

74 Holly Ribbons Circle, Bluffton, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~20.7 mi

  • Bluffton

    ~7 mi

  • Hilton Head Island

    ~13.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of David Cross, eXp Realty LLC - Bluffton.

Listing data last updated August 10, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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