$869,900
$578/sq ft78 Shell Ring Road · Hilton Head Island, SC 29928
3
Beds
3
Baths
1,504
Sq Ft
1989
Built
What stands out
- Trees/Woods views
- Fireplace
- Outdoor living: Porch
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Discover this turn-key, updated 3BR/3BA home in the highly sought-after Carolina Place community within Sea Pines. With rental projections exceeding $75,000 annually, this property offers the ideal blend of lifestyle and income potential. Enjoy a short stroll to the private community pool, tennis courts, and pickleball courts--exclusively available to owners and guests. Carolina Place features single-family detached homes with the convenience of low-maintenance living. The HOA ($370/month) includes weekly landsc…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$5,220–$5,455/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $869,900 price, 20% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $12,689/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 3
- Living Area
- 1,504 sq ft
- Flooring
- Carpet, Tile, Vinyl
- Appliances
- Electric Range, Microwave, Refrigerator, Disposal, Dryer, Washer, Furnished
- Heating
- Electric, Central
- Cooling
- Central Air
- Fireplace
- 1
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Lot Size
- 0.14 acres
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Driveway
- Porch / Patio
- Porch
- View
- Trees/Woods
- Exterior Features
- Outdoor Grill, Storage, Rain Gutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $2,065 / annually
- Regime Fee
- Yes
Financial & Terms
- List Price
- $869,900
- Price / Sq Ft
- $578
- Annual Taxes
- $12,689
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 66 days.
Status: Active
May 5, 2026
New Listing
May 5, 2026
Came on market
May 5, 2026
Listed for sale
Apr 30, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 116 Black Watch Drive 116, Hilton Head Island, SC 299263 bd · 1,493 sqft | $235,000 | $157 | Jun 2026 |
| 27 Mangrove Street, Hilton Head Island, SC 299263 bd · 1,532 sqft | $585,000 | $382 | Jun 2026 |
| 10 N Forest Beach Drive 3404, Hilton Head Island, SC 299283 bd · 1,453 sqft | $1,355,000 | $933 | Jun 2026 |
| 67 Summerfield Court 621, Hilton Head Island, SC 299263 bd · 1,430 sqft | $365,000 | $255 | Jun 2026 |
| 11 S Forest Beach Drive 119, Hilton Head Island, SC 299283 bd · 1,584 sqft | $1,150,000 | $726 | May 2026 |
Recent closed sales of similar homes nearby (this list price is $869,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
78 Shell Ring Road, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~20.5 mi
Bluffton
~7.8 mi
Hilton Head Island
~4.9 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of John Coulter, Sea Pines RE At The Beach Club.
Listing data last updated May 5, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.