$950,000
$749/sq ft8 Croaker Street · Bluffton, SC 29910
2
Beds
2
Baths
1,268
Sq Ft
1953
Built
What stands out
- Waterfront — Tidal Creek
- Fireplace
- Outdoor living: Deck
- No HOA
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Own a piece of paradise. Watch the sunrise over the May River from your back porch or your private dock. NO HOA. Minutes from Old Town Bluffton and next to the Alloy boat ramp. Enjoy the property AS-IS or build your dream home and be a part of this very special place.
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$5,527–$5,762/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $950,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,152/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 1,268 sq ft
- Flooring
- Wood, Laminate
- Appliances
- Gas Range, Refrigerator, Cable TV/Available, Dryer, Washer
- Heating
- Propane Leased, Central
- Cooling
- Central Air
- Fireplace
- 1
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Lot Size
- 0.32 acres
- Foundation
- Slab
- Roof
- Metal
- Parking
- Driveway, Unpaved
- Porch / Patio
- Deck
- Waterfront
- Tidal Creek
Utilities
- Water
- Public
- Sewer
- Septic Tank
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $950,000
- Price / Sq Ft
- $749
- Annual Taxes
- $1,152
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 227 days.
Status: Active
Nov 11, 2025
New Listing
Nov 11, 2025
Came on market
Nov 11, 2025
Listed for sale
Nov 3, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 18 Bailey Lane, Bluffton, SC 299092 bd · 1,280 sqft | $345,000 | $270 | Jun 2026 |
| 78 Andover Place, Bluffton, SC 299092 bd · 1,305 sqft | $335,000 | $257 | Apr 2026 |
| 244 Argent Place, Bluffton, SC 299092 bd · 1,328 sqft | $300,000 | $226 | Jun 2026 |
| 42 Biltmore Drive, Bluffton, SC 299092 bd · 1,346 sqft | $362,500 | $269 | Jun 2026 |
| 17 Broughton Circle, Bluffton, SC 299092 bd · 1,180 sqft | $325,000 | $275 | May 2026 |
Recent closed sales of similar homes nearby (this list price is $950,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
8 Croaker Street, Bluffton, SC 29910
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~18.1 mi
Bluffton
~1.7 mi
Hilton Head Island
~5.5 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Kathy Grymes, RE/MAX Accent/Coastal Accent.
Listing data last updated December 9, 2025.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
Similar homes you may like
More homes in Bluffton
$849,000
$695,000
$750,000
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.