$509,000
$278/sq ft8 River Drive · Lady's Island, SC 29907
3
Beds
2
Baths
1,834
Sq Ft
2006
Built
What stands out
- Waterfront — Marsh, Tidal Creek
- Water views
- Single-level living
- Fireplace
- Outdoor living: Screened Porch, Porch, Front Porch, Rear Porch, Side Porch
- Fenced yard
- No HOA
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Welcome to this thoughtfully designed Lowcountry cottage offering marsh and water views overlooking the Morgan River. Enjoy quiet mornings and evenings on the welcoming front porch or the spacious rear screened porch, both ideal for taking in the surrounding scenery. Inside, the open floor plan features vaulted ceilings and abundant natural light from oversized windows. The living room is anchored by a wood-burning fireplace and flows seamlessly into the dining and kitchen areas. Oak hardwood floors, recessed li…
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3D tour by Lisa Abdelqader
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$3,639–$3,874/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $509,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,558/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,834 sq ft
- Levels
- One
- Flooring
- Carpet, Tile, Wood
- Appliances
- Electric Range, Dishwasher, Refrigerator, Disposal, Fire Alarm
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Fireplace
- 1
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Chandelier, Entrance Foyer, High Ceilings, Open Floorplan, Recessed Lighting, Vaulted Ceiling(s), Walk-In Closet(s)
Exterior & Lot
- Lot Size
- 0.35 acres
- Construction
- HardiPlank Type
- Foundation
- Crawl
- Roof
- Composition
- Porch / Patio
- Screened Porch, Porch, Front Porch, Rear Porch, Side Porch
- Fencing
- Full
- View
- Water
- Waterfront
- Marsh, Tidal Creek
- Exterior Features
- Storage
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $509,000
- Price / Sq Ft
- $278
- Annual Taxes
- $1,558
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 190 days.
Price Reduced
Jul 10, 2026
Status: Active
Jun 3, 2026
Came on market
Jun 3, 2026
Listed for sale
Nov 14, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 218 Coosaw Point Boulevard, Lady's Island, SC 299073 bd · 1,985 sqft | $787,944 | $397 | Oct 2025 |
| 23 Little Creek Road, Lady's Island, SC 299074 bd · 1,951 sqft | $595,000 | $305 | Oct 2025 |
| 13 Ferry Drive, Lady's Island, SC 299073 bd · 1,375 sqft | $255,000 | $185 | Sep 2025 |
| 1 Marsh Harbor Drive A, Lady's Island, SC 299072 bd · 1,650 sqft | $220,000 | $133 | Apr 2026 |
| 11 Wiggins Road, Lady's Island, SC 299073 bd · 1,340 sqft | $370,000 | $276 | Apr 2026 |
Recent closed sales of similar homes nearby (this list price is $509,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
8 River Drive, Lady's Island, SC 29907
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~2.3 mi
Bluffton
~19 mi
Hilton Head Island
~16.5 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Hamza Abdelqader, The Faris Group Bkd by eXp.
Listing data last updated July 10, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.