$1,190,000
$580/sq ft8 Saltwind Drive · St. Helena Island, SC 29920
3
Beds
2
Baths
2,053
Sq Ft
1983
Built
What stands out
- Waterfront — Ocean Front
- Beach, Ocean, Water views
- Outdoor living: Porch, Covered, Rear Porch, Side Porch
- No HOA
- 0.87-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone VE (coastal high-hazard) — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
This treasured Coffin Point Plantation beachfront gem comes fully furnished and sits on a .87 acre lot with a sweeping lawn from the house leading to the beach. Remodeled in 2008 by local craftsmen, incorporating heavy timbered beams from a local cotton mill creates a special environment that you experience the moment you enter. Surrounded by 18 spectacular legacy live oaks drenched in Spanish moss, this home offers a true sense of serenity that defines Lowcountry living. Sit on the large covered back porch and enj…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$6,906–$7,141/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,190,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $14,627/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 2,053 sq ft
- Levels
- Two
- Flooring
- Wood, Concrete
- Appliances
- Electric Range, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Cable TV/Available, Dryer, Washer, Furnished
- Heating
- Heat Pump, Central
- Cooling
- Heat Pump, Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Beamed Ceilings, High Ceilings
Exterior & Lot
- Lot Size
- 0.87 acres
- Construction
- Brick
- Foundation
- Slab
- Roof
- Composition
- Porch / Patio
- Porch, Covered, Rear Porch, Side Porch
- View
- Beach, Ocean, Water
- Waterfront
- Ocean Front
- Exterior Features
- Thermo-Panes
Utilities
- Water
- Public
- Sewer
- Septic Tank
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $1,190,000
- Price / Sq Ft
- $580
- Annual Taxes
- $14,627
- Financing Accepted
- Conventional, Cash
- Zoning
- Rural
Listing activity
On the market for 108 days.
Status: Active
Mar 10, 2026
New Listing
Mar 10, 2026
Listed for sale
Mar 10, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 210 Cotton Dike Road, St. Helena Island, SC 299203 bd · 2,120 sqft | $795,000 | $375 | Mar 2026 |
| 1301 Rowland Drive, St. Helena Island, SC 299203 bd · 1,982 sqft | $525,000 | $265 | Apr 2026 |
| 809 Island Circle W, St. Helena Island, SC 299203 bd · 1,957 sqft | $739,000 | $378 | Mar 2026 |
| 459 Bb Sams Drive, St. Helena Island, SC 299203 bd · 2,150 sqft | $480,000 | $223 | Apr 2026 |
| 2 Shipwatch Drive, St. Helena Island, SC 299203 bd · 1,950 sqft | $635,000 | $326 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $1,190,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
8 Saltwind Drive, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~11.6 mi
Bluffton
~26.6 mi
Hilton Head Island
~22.4 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Heather A. Baldwin, The HomesFinder Realty Group.
Listing data last updated June 24, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.