$1,995,000
$688/sq ft84 Old Oyster Factory Road · Beaufort, SC 29906
3
Beds
3.5
Baths
2,900
Sq Ft
2024
Built
What stands out
- Waterfront — Marsh
- Trees/Woods views
- Garage parking
- Fireplace
- Private pool
- Outdoor living: Screened Porch, Patio, Front Porch, Rear Porch
- Fenced yard
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Perched along one of Habersham Creek's highest marshfront homesites, 84 Old Oyster Factory Road offers coastal living at its finest. Custom-built by Allen Patterson Builders on exclusive Habersham Island, this thoughtfully crafted residence was designed to capture sweeping western sunset views across the marsh toward the Broad River. From the natural white oak front door and historic tabby stucco foundation to the cedar arbor framing the gated driveway, every detail reflects timeless Lowcountry craftsmanship. Insid…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-09-17 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$12,210–$12,445/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,995,000 price, 20% down, 6.95% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 2,900 sq ft
- Flooring
- Tile, Wood
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Fireplace/Equipment, Auto/Gar/Opener, Dryer, Washer, Wine Cooler, Tankless Water Heater
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Fireplace
- 1
- Water Heater
- Tankless
- Interior Features
- Ceiling Fan(s), Crown Molding, Double Vanity, Entrance Foyer, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Master Downstairs
Exterior & Lot
- Lot Size
- 0.23 acres
- Construction
- HardiPlank Type, Block, Stucco
- Foundation
- Elevated
- Roof
- Metal
- Parking
- Driveway, Garage, Garage Faces Front
- Porch / Patio
- Screened Porch, Patio, Front Porch, Rear Porch
- Fencing
- Partial
- Pool
- Community
- View
- Trees/Woods
- Waterfront
- Marsh
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA Fee
- $2,000 / annually
Financial & Terms
- List Price
- $1,995,000
- Price / Sq Ft
- $688
- Financing Accepted
- Conventional, Cash
- Zoning
- PUD
Listing activity
On the market for 5 days.
Status: Active
Sep 17, 2026
New Listing
Sep 17, 2026
Listed for sale
Sep 17, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 16 Tiller Island Drive, Beaufort, SC 299073 bd · 2,877 sqft | $1,000,000 | $348 | Sep 2026 |
| 16 Riverview Drive, Beaufort, SC 299073 bd · 2,984 sqft | $860,000 | $288 | Aug 2026 |
| 78 Sunset Boulevard, Beaufort, SC 299073 bd · 2,688 sqft | $750,000 | $279 | Sep 2026 |
| 124 Thistle Lane, Beaufort, SC 299073 bd · 2,435 sqft | $514,900 | $211 | Sep 2026 |
| 4230 Sage Drive, Beaufort, SC 299074 bd · 2,848 sqft | $515,000 | $181 | Sep 2026 |
Recent closed sales of similar homes nearby (this list price is $1,995,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
84 Old Oyster Factory Road, Beaufort, SC 29906
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
The MLS flags this property as within an Air Installation Compatible Use Zone (AICUZ) for MCAS Beaufort — an area that can be affected by aircraft noise or accident-potential overlays. We can help you understand what that means before you make an offer.
Getting around
Downtown Beaufort
~6.5 mi
Bluffton
~13.4 mi
Hilton Head Island
~14.1 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Elizabeth C. Klosterman, Habersham Properties Inc.
Listing data last updated September 18, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.