$665,000
$452/sq ft845 Water Oak Court · Fripp Island, SC 29920
3
Beds
2
Baths
1,470
Sq Ft
1979
Built
What stands out
- Trees/Woods views
- Single-level living
- Private pool
- Outdoor living: Screened Porch, Deck
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
This home features a large great room dining combination. Wilsonart Cottage Oak Laminate floors throughout the great room with a remodeled kitchen, featuring granite counters, tile floors. Top of the line cabinets add to the pleasant feel of the home. Fully furnished this home is move-in ready. The home is located in beautiful Sawgrass Bluff where you have the use of a neighborhood pool, crabbing dock, and small playground with tree house.
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-25 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$545,677–$545,912/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $665,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,309/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,470 sq ft
- Levels
- One
- Flooring
- Carpet, Tile, Laminate
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Ice Maker, Cable TV/Available, Dryer, Washer
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Lot Size
- 9X52X40X75X36X90
- Construction
- Frame, Other
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Gravel, Parking Pad
- Porch / Patio
- Screened Porch, Deck
- Pool
- Community
- View
- Trees/Woods
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $6,501,387 / annually
Financial & Terms
- List Price
- $665,000
- Price / Sq Ft
- $452
- Annual Taxes
- $4,309
- Financing Accepted
- Conventional, Cash
- Zoning
- PUD
Listing activity
On the market for 1 day.
Status: Active
Jul 1, 2026
New Listing
Jul 1, 2026
Listed for sale
Jul 1, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 604 Newhaven Court, Fripp Island, SC 299203 bd · 1,474 sqft | $465,000 | $315 | Mar 2026 |
| 29 Veranda Beach Road, Fripp Island, SC 299203 bd · 1,484 sqft | $940,000 | $633 | Feb 2026 |
| 829 Bonito Drive, Fripp Island, SC 299203 bd · 1,428 sqft | $519,000 | $363 | May 2026 |
| 7 High Dunes, Fripp Island, SC 299203 bd · 1,421 sqft | $405,000 | $285 | Jun 2026 |
| 3 High Dunes, Fripp Island, SC 299203 bd · 1,421 sqft | $460,000 | $324 | May 2026 |
Recent closed sales of similar homes nearby (this list price is $665,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
845 Water Oak Court, Fripp Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.5 mi
Bluffton
~23.3 mi
Hilton Head Island
~17.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Victor Schwarzer, Fripp Island Real Estate Co.
Listing data last updated July 1, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.