$259,900
$212/sq ft897 Fording Island Road · Bluffton, SC 29910
3
Beds
2
Baths
1,227
Sq Ft
2005
Built
What stands out
- Trees/Woods views
- Garage parking
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Located in the gated Plantation Point community, this 3 bedroom, 2 bathroom first-floor villa offers a strong value-add opportunity for investors or buyers looking to renovate and build equity. Sold as-is and vacant, the unit features single-level, handicap-accessible living with a functional layout. Major updates include a new HVAC system installed in 2025, a newer water heater, brand-new washer, and newer appliances. Interior finishes are dated with carpet and vinyl flooring, and bathrooms in need of updating, pr…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly
$1,497/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $259,900 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,291/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,227 sq ft
- Flooring
- Carpet, Laminate
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
- Heating
- Central
- Cooling
- Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Open Floorplan, Walk-In Closet(s), Master Downstairs
Exterior & Lot
- Construction
- Stucco
- Foundation
- Slab
- Roof
- Other
- Parking
- Garage, Paved, Unassigned
- View
- Trees/Woods
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $259,900
- Price / Sq Ft
- $212
- Annual Taxes
- $2,291
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 176 days.
Price Reduced
Jun 28, 2026
Status: Active
Jan 21, 2026
Came on market
Jan 21, 2026
Listed for sale
Jan 20, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 17 W Morningside Drive, Bluffton, SC 299103 bd · 1,250 sqft | $310,775 | $249 | Jul 2026 |
| 5 W Morningside Drive, Bluffton, SC 299103 bd · 1,250 sqft | $355,000 | $284 | May 2026 |
| 206 West Square, Bluffton, SC 299103 bd · 1,360 sqft | $295,000 | $217 | Jun 2026 |
| 75 Spring Beauty Drive, Bluffton, SC 299093 bd · 1,388 sqft | $400,000 | $288 | Jun 2026 |
| 243 Stoney Crossing, Bluffton, SC 299103 bd · 1,430 sqft | $350,000 | $245 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $259,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
897 Fording Island Road 2001, Bluffton, SC 29910
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~15.6 mi
Bluffton
~2.2 mi
Hilton Head Island
~7 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Jackson Foster Massey, RE/MAX Island Realty Inc..
Listing data last updated June 29, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.