$229,900
$230/sq ft897 Fording Island Road · Bluffton, SC 29910
2
Beds
2
Baths
1,001
Sq Ft
2005
Built
What stands out
- Neighborhood views
- Single-level living
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Welcome home to Unit 3011 in Bluffton's desirable gated community of Plantation Point! This spacious 2-bedroom, 2-bathroom villa (~1,076 sq. ft.) offers comfortable, low-maintenance Lowcountry living with an inviting open layout. Enjoy resort-style community amenities, including two swimming pools, two fitness centers, a clubhouse, and beautifully maintained grounds with serene walking paths. Location is everything! Situated right next to Belfair Towne Village, you are just steps from Kroger, local dining, cafes,…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-30 — a benchmark, not your rate.
Estimated all-in monthly
$1,640/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $229,900 price, 0% down, 6.66% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,292/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 1,001 sq ft
- Levels
- One
- Flooring
- Tile, Luxury Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Cable TV/Available, Dryer, Washer
- Heating
- Electric, Heat Pump, Central
- Cooling
- Electric, Heat Pump, Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Construction
- Stucco
- Foundation
- Slab
- Roof
- Composition
- Parking
- Unassigned
- View
- Neighborhood
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $229,900
- Price / Sq Ft
- $230
- Annual Taxes
- $3,292
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 1 day.
Status: Active
Jul 31, 2026
New Listing
Jul 31, 2026
Came on market
Jul 31, 2026
Listed for sale
Jul 24, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 100 Kensington Boulevard 1313, Bluffton, SC 299102 bd · 968 sqft | $200,000 | $207 | Jul 2026 |
| 100 Kensington Boulevard 822, Bluffton, SC 299102 bd · 968 sqft | $175,000 | $181 | Jul 2026 |
| 100 Kensington Boulevard 1110, Bluffton, SC 299102 bd · 968 sqft | $187,500 | $194 | Apr 2026 |
| 100 Kensington Boulevard 313, Bluffton, SC 299102 bd · 968 sqft | $150,000 | $155 | Apr 2026 |
| 50 Pebble Beach Cove D113, Bluffton, SC 299102 bd · 989 sqft | $244,000 | $247 | Mar 2026 |
Recent closed sales of similar homes nearby (this list price is $229,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
897 Fording Island Road 3011, Bluffton, SC 29910
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~15.7 mi
Bluffton
~2.1 mi
Hilton Head Island
~7.1 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Michael Chou, Harbour & Home Real Estate.
Listing data last updated July 31, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.