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ActivePrice ReducedMLS# 195313

$560,000

$232/sq ft

904 Serenity Point Drive · Bluffton, SC 29909

3

Beds

3

Baths

2,416

Sq Ft

2011

Built

Single Family Residence$232/sq ft164 days on market
Neighborhood ViewTrees/Woods ViewPoolHOA Community

What stands out

  • Neighborhood, Trees/Woods views
  • Private pool
  • Outdoor living: Screened Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Motivated Seller! Welcome to 904 Serenity Point in Sun City Hilton Head! This popular Copper Ridge Loft floor plan offers 3 bedrooms, 3 full baths, a private office, spacious Carolina Room, & upstairs loft w/ private guest suite. Open-concept design features large great room, well-appointed kitchen w/ new SS appliances. Main-level primary suite. Enjoy screened porch & extended paver patio overlooking the beautiful wooded backyard. Meticulously maintained & move-in ready, this home offers the low-maintenance lifes…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($112,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$3,560–$3,795/mo

Principal & Interest$2,829
Property tax (owner-occ. 4%, est.)$196
Homeowners insurance (est.)$163
HOA dues$307
Flood ins. (required, est. range)$65$300
Loan amount$448,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $560,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,462/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Living Area
2,416 sq ft
Levels
Two
Flooring
Carpet, Tile, Luxury Vinyl
Appliances
Microwave, Dishwasher, Refrigerator
Heating
Natural Gas, Central
Cooling
Electric
Interior Features
Ceiling Fan(s), Pantry, Tray Ceiling(s), Master Downstairs

Exterior & Lot

Lot Size
0.13 acres
Construction
Composite Siding
Porch / Patio
Screened Porch
Pool
Community
View
Neighborhood, Trees/Woods
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Water Available

Community & HOA

HOA Fee
$3,687 / annually

Financial & Terms

List Price
$560,000
Price / Sq Ft
$232
Annual Taxes
$2,462
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 164 days.

  1. Price Reduced

    Jul 1, 2026

  2. Status: Active

    Mar 20, 2026

  3. Came on market

    Mar 20, 2026

  4. Listed for sale

    Jan 30, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $394,216–$743,537).
Sold homeSold price$/sqftClosed
9319 Evan Way, Bluffton, SC 299103 bd · 2,430 sqft$396,500$163Jun 2026
185 Fernleaf Lane, Bluffton, SC 299093 bd · 2,437 sqft$750,000$308Jun 2026
319 Bridge View Lane, Bluffton, SC 299103 bd · 2,459 sqft$527,990$215Jun 2026
183 White Oaks Circle, Bluffton, SC 299103 bd · 2,349 sqft$595,000$253Jul 2026
9 Columbus Circle, Bluffton, SC 299093 bd · 2,331 sqft$520,000$223Jun 2026

Recent closed sales of similar homes nearby (this list price is $560,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

904 Serenity Point Drive, Bluffton, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~18.4 mi

  • Bluffton

    ~7.3 mi

  • Hilton Head Island

    ~13.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Nevada Ange, Engel & Volkers.

Listing data last updated July 2, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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