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ActivePrice ReducedMLS# 194842

$555,000

$252/sq ft

909 12th Street · Port Royal, SC 29935

3

Beds

2.5

Baths

2,200

Sq Ft

2008

Built

Single Family Residence$252/sq ft137 days on market
Garden ViewFireplaceNo HOAVA-Friendly Financing

What stands out

  • Garden views
  • Fireplace
  • Outdoor living: Porch
  • No HOA
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Experience the best of the Lowcountry in the heart of Port Royal's ''Old Village.'' This immaculate 3-bedroom, 2.5-bathroom home captures quintessential coastal charm with its signature double front porches and a premier location. The main level offers a bright, open-concept design where the spacious living room flows seamlessly into the dining area and kitchen--ideal for both daily living and entertaining. Upstairs, retreat to the oversized owner's suite featuring private access to the second-story balcony, perfe…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$3,897/mo

Principal & Interest$3,504
Property tax (owner-occ. 4%, est.)$231
Homeowners insurance (est.)$162
Loan amount$555,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $555,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,860/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
2,200 sq ft
Levels
Two
Flooring
Carpet, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Cable TV/Available, Dryer, Washer, Furnished
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.08 acres
Construction
HardiPlank Type
Foundation
Crawl, Other
Roof
Composition
Parking
Driveway
Porch / Patio
Porch
View
Garden

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
None

Financial & Terms

List Price
$555,000
Price / Sq Ft
$252
Annual Taxes
$5,860
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 137 days.

  1. Price Reduced

    Jul 1, 2026

  2. Status: Active

    Feb 26, 2026

  3. Came on market

    Feb 26, 2026

  4. Listed for sale

    Feb 24, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $385,451–$815,246).
Sold homeSold price$/sqftClosed
50 Keowee Lane, Port Royal, SC 299063 bd · 2,280 sqft$414,711$182Jul 2026
80 White Pond Boulevard, Port Royal, SC 299023 bd · 1,952 sqft$342,000$175Jun 2026
21 Mariners Court, Port Royal, SC 299353 bd · 2,490 sqft$824,900$331May 2026
1013 11th Street, Port Royal, SC 299353 bd · 1,889 sqft$700,000$371Apr 2026
1016 14th Street, Port Royal, SC 299353 bd · 1,887 sqft$596,000$316Jul 2025

Recent closed sales of similar homes nearby (this list price is $555,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

909 12th Street, Port Royal, SC 29935

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~4 mi

  • Bluffton

    ~13.8 mi

  • Hilton Head Island

    ~11.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Amy Hallinan, The HomesFinder Realty Group.

Listing data last updated July 11, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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