$649,000
$390/sq ft96 Bay Point Road · St. Helena Island, SC 29920
3
Beds
2
Baths
1,662
Sq Ft
1994
Built
What stands out
- River, Ocean, Water views
- Single-level living
- Garage parking
- Outdoor living: Deck
- Fenced yard
- No HOA
- 0.68-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Beautiful 3 bedroom, 3 bathroom home across the street from the Port Royal Sound. Enjoy sunset views over the water from inside, or on the oversized deck on the house. One level living at it's finest. Open floor plan boasts a large gourmet kitchen, dining, living room. Stairs aren't a problem, there's an elevator. Big yard with live oaks and mature landscaping. Bring your boat and park it under the carport in the back yard. Large shed with electric. Paved patio for downstairs entertaining. This home has it all! Cl…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$3,731/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $649,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,662 sq ft
- Levels
- One
- Flooring
- Tile, Luxury Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Vent Exhaust Fan, Cable TV/Available, Dryer, Washer, Furnished
- Heating
- Heat Pump, Central
- Cooling
- Heat Pump, Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Double Vanity, Open Floorplan, Pantry, Recessed Lighting, Double Closets, Elevator
Exterior & Lot
- Lot Size
- 0.68 acres
- Construction
- Vinyl Siding
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Garage
- Carport
- 2 spaces
- Porch / Patio
- Deck
- Fencing
- Partial
- View
- River, Ocean, Water
- Exterior Features
- Storage, Rain Gutters
Utilities
- Water
- Public
- Sewer
- Septic Tank
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $649,000
- Price / Sq Ft
- $390
- Financing Accepted
- Conventional, Cash
- Zoning
- Rural Residential
Listing activity
On the market for 46 days.
Price Reduced
Jun 1, 2026
Status: Active
May 14, 2026
Came on market
May 14, 2026
Listed for sale
Mar 13, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
Ask anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
96 Bay Point Road, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~9.4 mi
Bluffton
~13.4 mi
Hilton Head Island
~8.5 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Heather A. Baldwin, The HomesFinder Realty Group.
Listing data last updated June 24, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.