Homes Under $300,000 for Sale in Beaufort & the Lowcountry, SC
Homes under $300,000 in the Beaufort Lowcountry are the entry point into the regional market. At this price you'll find condos and townhomes in Port Royal and Beaufort, older single-family homes in Burton and on Lady's Island, and new construction in Jasper County around Ridgeland and Hardeeville. Inventory at this level moves quickly, especially for move-in-ready homes close to MCAS Beaufort and Naval Hospital Beaufort.
Active Listings
Homes Under $300,000 currently on the market
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
What to know about homes under $300,000 in the Lowcountry
The sub-$300K market in the Beaufort area is concentrated in a few predictable places. Jasper County, meaning Ridgeland and the Hardeeville/Tradition corridor, offers the most new-construction inventory under $300,000, trading a longer commute for a lower price and lower property taxes. Closer to Beaufort, Burton and unincorporated areas along Robert Smalls Parkway have older single-family homes in this range, many without HOA dues. Condos and townhomes in Port Royal and around Lady's Island round out the options.
This price point pairs well with VA and FHA financing. For VA-eligible buyers stationed at MCAS Beaufort or Parris Island, a zero-down VA loan can put a sub-$300K home within reach with no down payment and no private mortgage insurance. FHA loans require as little as 3.5% down. Because well-priced homes here attract multiple offers, getting fully pre-approved before you shop is the single biggest advantage you can have.
Budget for the full cost of ownership, not just the list price. Property taxes are lower in Jasper County than Beaufort County, flood insurance may be required depending on the parcel's flood zone, and older homes may need updates to systems or roofing. A thorough inspection and an insurance quote before closing protect you from surprises.
Homes Under $300,000 FAQ
Can you still buy a home under $300,000 near Beaufort, SC?
Yes. The most consistent inventory under $300,000 is in Jasper County (Ridgeland and Hardeeville), where new construction starts in the low $300s and older homes fall below it. Closer to Beaufort, Burton, Port Royal, and parts of Lady's Island have single-family homes, condos, and townhomes in this range. Availability changes weekly, so a saved search with instant alerts is the best way to catch new listings.
What kind of home does $300,000 buy in the Lowcountry?
Around $300,000 you can typically find a 3-bedroom single-family home in Burton or Jasper County, a townhome near Beaufort or Bluffton, or an older home on a larger lot on Lady's Island. New construction at this price is mostly in Jasper County. Waterfront and downtown-Beaufort homes are generally above this range.
Can I use a VA loan on a home under $300,000?
Yes. VA loans have no maximum purchase price for eligible buyers with full entitlement, so a sub-$300K home is well within reach, typically with no down payment and no monthly mortgage insurance. This makes the price point especially popular with service members at MCAS Beaufort and Parris Island.
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