Homes Under $500,000 for Sale in Beaufort & the Lowcountry, SC
Homes under $500,000 in the Beaufort Lowcountry open the door to larger single-family homes, newer construction with upgrades, and entry-level marsh-view and gated-community properties. This range gives move-up buyers and relocating families room to choose between location, size, and amenities across Beaufort, Bluffton, Okatie, and the islands.
Active Listings
Homes Under $500,000 currently on the market

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
What to know about homes under $500,000 in the Lowcountry
At under $500,000, buyers in the Beaufort area gain real choice. In Beaufort and on Lady's Island, this budget reaches larger established homes and some marsh-view lots. In Bluffton and Okatie, it buys newer construction in amenity-rich communities, and occasionally entry into a gated golf neighborhood. Jasper County delivers the most square footage and newest construction for the money. A handful of entry-level marsh-front and water-view homes also appear in this range outside the premium corridors.
This price point is where features start to compete with location. A buyer can often choose between a smaller home closer to downtown Beaufort or the water, and a larger, newer home a bit further out in Bluffton or Jasper County. Neither is objectively better; it depends on commute, lifestyle, and resale priorities. Comparing recent sales in each area helps clarify where the value is for your specific needs.
Keep total cost of ownership in view. Homes in gated or amenity communities carry HOA dues that affect your monthly budget, water-view and marsh-front parcels may require flood insurance, and Beaufort County and Jasper County tax rates differ. An agent can pull comparable sales and run the all-in monthly numbers so you're comparing homes on equal footing.
Homes Under $500,000 FAQ
What can I buy for under $500,000 in the Beaufort area?
Under $500,000 you can find larger single-family homes in Beaufort and on Lady's Island, newer construction in Bluffton and Okatie (sometimes in gated or golf communities), and the most space and newest builds in Jasper County. Some entry-level marsh-view and water-view homes also fall in this range outside the premium waterfront corridors.
Are there waterfront homes under $500,000 near Beaufort?
Occasionally. Direct deep-water waterfront is usually above this range, but tidal-creek and marsh-front homes in areas like Port Royal, Burton, and parts of Lady's Island sometimes list under $500,000. Water-view (rather than waterfront) homes are more commonly available at this price. Setting up an alert is the best way to catch them.
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