Homes Under $400,000 for Sale in Beaufort & the Lowcountry, SC
Homes under $400,000 cover the heart of the Beaufort Lowcountry market, right around the area's median price. At this level the options open up considerably: established single-family neighborhoods on Lady's Island and in Beaufort, newer construction in Bluffton, Okatie, and Jasper County, and a wide selection of townhomes and condos. It's the most-searched price range in the region and where most first-time and relocating buyers focus.
Active Listings
Homes Under $400,000 currently on the market
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
What to know about homes under $400,000 in the Lowcountry
Under $400,000 is the sweet spot for inventory across the Beaufort area. In and around Beaufort, you'll find well-kept single-family homes in established neighborhoods, including parts of Lady's Island within minutes of downtown. Bluffton and Okatie offer newer construction at this price — often paired with community amenities like pools and walking trails. Jasper County stretches your dollar furthest, with newer, larger homes for the money.
Because this range straddles the median price, it's also the most competitive. Move-in-ready homes near the bases, in good condition, and priced correctly can see multiple offers within days. Buyers who are pre-approved, flexible on closing timing, and quick to tour new listings consistently do best. Working with an agent who sets up instant MLS alerts means you see homes the hour they hit the market rather than after the best ones are gone.
Factor location into long-term value. A home near MCAS Beaufort, Naval Hospital Beaufort, or the Highway 170 corridor between Beaufort and Bluffton balances commute, resale demand, and lifestyle. Compare property taxes between Beaufort and Jasper counties, confirm flood-zone status, and get an insurance quote early — at this price point, the monthly carrying cost difference between two similar homes can come down to taxes and insurance.
Homes Under $400,000 FAQ
What is the most home you can get for under $400,000 near Beaufort?
Your dollar goes furthest in Jasper County, where $400,000 can buy a larger, newer home than the same budget in Beaufort or Bluffton. Closer in, expect a 3–4 bedroom single-family home in an established neighborhood, newer construction in Bluffton or Okatie, or a home on a larger lot on Lady's Island. Waterfront is generally above this range.
Is $400,000 enough to buy a home in Bluffton or Hilton Head?
In Bluffton and Okatie, $400,000 buys into several newer communities, especially townhomes and smaller single-family homes. On Hilton Head Island, $400,000 is generally a condo or villa rather than a single-family home, as island prices run higher. Beaufort and Jasper County offer the most single-family options at this budget.
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