$1,995,000
$665/sq ft100 Front Street · St. Helena Island, SC 29920
3
Beds
3.5
Baths
3,000
Sq Ft
2002
Built
What stands out
- Waterfront — Deep Water (Three Ft Min)
- River, Water views
- Attached garage
- Fireplace
- Private pool
- Outdoor living: Screened Porch, Porch, Covered, Front Porch, Rear Porch
- Accepts VA financing
- 0.7-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Welcome to 100 Front Street, an exceptional deepwater residence nestled within the private, gated community of Bermuda Bluff--where timeless Lowcountry charm meets extensive modern upgrades and refined coastal living. Set along serene, navigable waters and complete with a private dock, this property offers a rare opportunity to enjoy boating, fishing, and breathtaking sunsets right from your backyard. Beyond the home's impressive features, residents of Bermuda Bluff enjoy an unparalleled coastal lifestyle with acc…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$14,243–$14,478/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,995,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $6,925/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 3,000 sq ft
- Levels
- Two
- Flooring
- Tile, Wood
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Wet-Bar, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Furnished, Wine Refrigerator, Tankless Water Heater
- Heating
- Electric, Heat Pump
- Cooling
- Electric
- Fireplace
- 1
- Water Heater
- Gas, Tankless
- Interior Features
- Ceiling Fan(s), Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Wet Bar, Master Downstairs, Elevator
Exterior & Lot
- Lot Size
- 0.7 acres
- Construction
- HardiPlank Type
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Attached, Garage, Garage Faces Side, Side By Side, Tandem
- Porch / Patio
- Screened Porch, Porch, Covered, Front Porch, Rear Porch
- Pool
- Community, Outdoor Pool
- View
- River, Water
- Waterfront
- Deep Water (Three Ft Min)
- Exterior Features
- Outdoor Grill, Thermo-Panes, Storage, Rain Gutters, Boat Lift
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $2,010 / annually
Financial & Terms
- List Price
- $1,995,000
- Price / Sq Ft
- $665
- Annual Taxes
- $6,925
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 23 days.
Status: Active
Jun 22, 2026
New Listing
Jun 22, 2026
Came on market
Jun 22, 2026
Listed for sale
Jun 20, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 1731 Longfield Drive, St. Helena Island, SC 299203 bd · 3,023 sqft | $1,340,000 | $443 | Apr 2026 |
| 370 Fripp Point Road, St. Helena Island, SC 299203 bd · 2,790 sqft | $975,000 | $349 | Jul 2026 |
| 208 Cotton Dike Road, St. Helena Island, SC 299203 bd · 3,234 sqft | $1,025,000 | $317 | Jun 2026 |
| 1410 Gleasons Landing Drive, St. Helena Island, SC 299203 bd · 2,737 sqft | $1,345,000 | $491 | Jul 2026 |
| 115 Chicora Point, St. Helena Island, SC 299203 bd · 2,685 sqft | $1,020,000 | $380 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $1,995,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
100 Front Street, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~7.1 mi
Bluffton
~14.2 mi
Hilton Head Island
~10.2 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Justin V Keown, BHHS Bay Street Realty.
Listing data last updated July 7, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.