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ActiveMLS# 195294

$759,000

$419/sq ft

102 Bay Point Road · St. Helena Island, SC 29920

3

Beds

3

Baths

1,810

Sq Ft

2009

Built

Single Family Residence$419/sq ft115 days on market
Water ViewGarageFireplaceNo HOAVA-Friendly Financing

What stands out

  • Water views
  • Attached garage
  • 2 fireplaces
  • No HOA
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to your Lowcountry retreat in the peaceful community of Lands End. This charming three-bedroom home offers more than just a place to live; it's a place to slow down, unwind, and create lasting memories. Imagine mornings filled with salty coastal breezes, sun-soaked afternoons, and evenings spent watching stunning sunsets streak the sky with shades of gold and crimson. Situated on a spacious lot in this welcoming waterfront community, the home captures the essence of coastal living. One of the neighborhood's…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$5,330/mo

Principal & Interest$4,792
Property tax (owner-occ. 4%, est.)$316
Homeowners insurance (est.)$221
Loan amount$759,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $759,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
2
Living Area
1,810 sq ft
Levels
Two
Flooring
Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Tankless Water Heater
Heating
Electric, Propane Owned, Central
Cooling
Electric, Central Air
Fireplace
2
Water Heater
Gas, Tankless
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.37 acres
Construction
HardiPlank Type
Foundation
Elevated
Roof
Composition
Parking
Attached, Garage
View
Water
Exterior Features
Storage

Utilities

Water
Public
Sewer
Septic Tank

Community & HOA

HOA
None

Financial & Terms

List Price
$759,000
Price / Sq Ft
$419
Financing Accepted
Conventional, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 115 days.

  1. Status: Active

    Mar 20, 2026

  2. New Listing

    Mar 20, 2026

  3. Listed for sale

    Mar 20, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $383,225–$589,410 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
97 Rose Island Road, St. Helena Island, SC 299203 bd · 1,792 sqft$515,000$287Jun 2026
456 Bb Sams Drive, St. Helena Island, SC 299203 bd · 1,842 sqft$390,000$212May 2026
636 S Reeve Road, St. Helena Island, SC 299203 bd · 1,929 sqft$615,000$319Jul 2026
2 Shipwatch Drive, St. Helena Island, SC 299203 bd · 1,950 sqft$635,000$326Jun 2026
1407 Bb Sams Court, St. Helena Island, SC 299203 bd · 1,658 sqft$440,000$265Jun 2026

Recent closed sales of similar homes nearby (this list price is $759,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

102 Bay Point Road, St. Helena Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~9.4 mi

  • Bluffton

    ~13.4 mi

  • Hilton Head Island

    ~8.5 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Paige Sumler Walling, Lowcountry Real Estate.

Listing data last updated June 17, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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