$449,000
$238/sq ft109 Sifted Grain Road · Bluffton, SC 29909
3
Beds
2
Baths
1,883
Sq Ft
2021
Built
What stands out
- Other views
- Single-level living
- Garage parking
- Private pool
- Outdoor living: Patio
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Located in the desirable gated Reserve section of Cypress Ridge, this very well-maintained one-level home features 3 bedrooms plus a flex/office with French doors, a beautiful kitchen with stainless steel appliances, gas range, tile backsplash, quartz countertops, and 42'' gray cabinets, while the HOA includes lawn care, annual power washing, and pest control, and residents enjoy resort-style amenities including two large pools, a lazy river, a 3-story fitness center, tennis, and more.
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$2,978/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $449,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,501/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,883 sq ft
- Levels
- One
- Flooring
- Carpet, Tile, Luxury Vinyl
- Appliances
- Gas Range, Microwave, Dishwasher, Disposal
- Heating
- Natural Gas
- Cooling
- Electric, Central Air
Exterior & Lot
- Lot Size
- 0.16 acres
- Construction
- Vinyl Siding
- Foundation
- Slab
- Roof
- Composition
- Parking
- Driveway, Garage
- Porch / Patio
- Patio
- Pool
- Community
- View
- Other
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $396.36 / monthly
Financial & Terms
- List Price
- $449,000
- Price / Sq Ft
- $238
- Annual Taxes
- $2,501
- Financing Accepted
- Conventional, Fha, Cash
- Zoning
- Residential
Listing activity
On the market for 104 days.
Price Reduced
May 28, 2026
Status: Active
Mar 13, 2026
Came on market
Mar 13, 2026
Listed for sale
Mar 11, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 423 Parkside Commons, Bluffton, SC 299103 bd · 1,906 sqft | $439,990 | $231 | Jun 2026 |
| 162 Fawnwood Court, Bluffton, SC 299093 bd · 1,912 sqft | $520,000 | $272 | Jun 2026 |
| 113 Pinecrest Drive, Bluffton, SC 299103 bd · 1,803 sqft | $465,000 | $258 | Jun 2026 |
| 397 Sunfish Way, Bluffton, SC 299093 bd · 1,987 sqft | $570,000 | $287 | Jun 2026 |
| 80 9th Avenue, Bluffton, SC 299103 bd · 1,776 sqft | $525,000 | $296 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $449,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
109 Sifted Grain Road, Bluffton, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~21.9 mi
Bluffton
~7.4 mi
Hilton Head Island
~13.9 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Kasia Pawelek, Real Broker LLC.
Listing data last updated May 29, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.