$1,250,000
$408/sq ft12 Charlesfort Place · Hilton Head Island, SC 29926
4
Beds
3.5
Baths
3,063
Sq Ft
1993
Built
What stands out
- Trees/Woods, Bay views
- Garage parking
- Fireplace
- Outdoor living: Covered, Front Porch, Rear Porch
- 0.55-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Welcome to one of Hilton Head Island's most exclusive addresses. Nestled on private Ribaut Island, where Skull Creek meets the Port Royal Sound, this gracious Southern residence offers the rare opportunity to experience Lowcountry living in an intimate enclave of only 63 estate homes. A grand foyer welcomes you into beautifully appointed living spaces featuring rich Australian Cypress flooring, handcrafted Mexican tile, granite countertops, and tumbled travertine backsplashes that blend timeless elegance with coast…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-08-20 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$7,675–$7,910/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,250,000 price, 20% down, 6.65% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $15,794/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 3,063 sq ft
- Levels
- Two
- Flooring
- Tile, Wood
- Appliances
- Dishwasher, Refrigerator, Dryer, Washer
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- 1
- Interior Features
- Ceiling Fan(s), Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Master Downstairs
Exterior & Lot
- Lot Size
- 0.55 acres
- Construction
- Composite Siding
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Garage, Garage Faces Side, Oversized, Parking Pad
- Porch / Patio
- Covered, Front Porch, Rear Porch
- View
- Trees/Woods, Bay
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $3,654 / annually
Financial & Terms
- List Price
- $1,250,000
- Price / Sq Ft
- $408
- Annual Taxes
- $15,794
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 2 days.
Status: Active
Aug 24, 2026
New Listing
Aug 24, 2026
Came on market
Aug 24, 2026
Listed for sale
Aug 1, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 21 Mcintosh Road, Hilton Head Island, SC 299264 bd · 2,978 sqft | $1,260,000 | $423 | Jul 2026 |
| 20 Ellis Court, Hilton Head Island, SC 299264 bd · 2,734 sqft | $1,575,000 | $576 | Jun 2026 |
| 11 Forest Drive, Hilton Head Island, SC 299284 bd · 2,700 sqft | $1,875,000 | $694 | Aug 2026 |
| 7 Lavender Circle, Hilton Head Island, SC 299263 bd · 3,116 sqft | $1,070,000 | $343 | Aug 2026 |
| 4 Beech Hill Court, Hilton Head Island, SC 299283 bd · 3,158 sqft | $1,293,000 | $409 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $1,250,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
12 Charlesfort Place, Hilton Head Island, SC 29926
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~12.1 mi
Bluffton
~7.6 mi
Hilton Head Island
~3.5 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Evva Anderson, eXp Realty LLC - Bluffton.
Listing data last updated August 24, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.