Skip to main content
1 / 48
ActiveMLS# 186998

$1,250,000

$357/sq ft

151 Tom And Mike Road · St. Helena Island, SC 29920

3

Beds

2.5

Baths

3,504

Sq Ft

2001

Built

Single Family Residence$357/sq ft637 days on market
WaterfrontPasture ViewRural ViewFireplaceFenced YardNo HOA

What stands out

  • Waterfront — Marsh
  • Pasture, Rural views
  • 2 fireplaces
  • Outdoor living: Screened Porch, Patio, Covered Patio, Porch
  • Fenced yard
  • No HOA
  • 5.32-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Discover the possibilities on this exceptional 5.34-acre estate in the desirable Coffin Point equestrian community. Just minutes from the pristine shores of Coffin Point, this unique property offers the perfect blend of privacy, acreage, and Lowcountry charm. The approximately 3,500-square-foot home provides generous living space and an outstanding opportunity to update, renovate, or customize to suit your personal style. A fenced pasture is ready for horses, while the rear of the property borders a scenic tidal cr…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($250,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-30 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$7,377–$7,612/mo

Principal & Interest$6,426
Property tax (owner-occ. 4%, est.)$521
Homeowners insurance (est.)$365
Flood ins. (required, est. range)$65$300
Loan amount$1,000,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,250,000 price, 20% down, 6.66% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
3,504 sq ft
Levels
Two
Flooring
Tile, Wood
Appliances
Microwave, Dishwasher, Refrigerator, Dryer, Washer
Heating
Electric, Heat Pump, Central
Cooling
Electric, Central Air
Fireplace
2
Water Heater
Electric
Interior Features
Ceiling Fan(s), Crown Molding, High Ceilings, Master Downstairs

Exterior & Lot

Lot Size
5.32 acres
Construction
Block, Stucco
Foundation
Crawl
Roof
Tile
Parking
Driveway
Porch / Patio
Screened Porch, Patio, Covered Patio, Porch
Fencing
Partial
View
Pasture, Rural
Waterfront
Marsh
Exterior Features
Rain Gutters

Utilities

Water
Private
Sewer
Septic Tank

Community & HOA

HOA
None

Financial & Terms

List Price
$1,250,000
Price / Sq Ft
$357
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 637 days.

  1. Price Change

    Jul 15, 2026

  2. Status: Active

    Apr 24, 2026

  3. Came on market

    Apr 24, 2026

  4. Listed for sale

    Sep 18, 2024

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $588,563–$2,361,489).
Sold homeSold price$/sqftClosed
208 Cotton Dike Road, St. Helena Island, SC 299203 bd · 3,234 sqft$1,025,000$317Jun 2026
550 Island Circle E, St. Helena Island, SC 299203 bd · 3,200 sqft$537,500$168Jul 2026
1448 Gleasons Landing Drive, St. Helena Island, SC 299203 bd · 3,116 sqft$2,100,000$674Mar 2026
2 Doe Point, St. Helena Island, SC 299203 bd · 3,103 sqft$875,000$282Mar 2026
1731 Longfield Drive, St. Helena Island, SC 299203 bd · 3,023 sqft$1,340,000$443Apr 2026

Recent closed sales of similar homes nearby (this list price is $1,250,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

151 Tom And Mike Road, St. Helena Island, SC 29920

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~11.5 mi

  • Bluffton

    ~26 mi

  • Hilton Head Island

    ~21.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Craig Cleveland, Charter One Realty.

Listing data last updated July 18, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Similar homes you may like

More homes in St. Helena Island

View all St. Helena Island listings

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Call
Save