$2,150,000
$696/sq ft171 Bay Point Road · St. Helena Island, SC 29920
3
Beds
4
Baths
3,088
Sq Ft
2010
Built
What stands out
- Waterfront — River Front, Deep Water (Three Ft Min)
- Water views
- Fireplace
- Outdoor living: Screened Porch
- No HOA
- 0.62-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Nestled at the edge of Land's End, where breathtaking water views stretch in every direction, 171 Bay Point Road is a truly exceptional waterfront retreat that captures the essence of Lowcountry luxury. Thoughtfully crafted by esteemed builder Chuck Ferguson to uncompromising standards, every inch of this custom home reflects timeless craftsmanship, authenticity, and understated elegance. Rich with character, the residence showcases reclaimed 1850s antique heart pine floors throughout, complemented by reclaimed…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.
Estimated all-in monthly
$12,315/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $2,150,000 price, 20% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 4
- Living Area
- 3,088 sq ft
- Levels
- Two
- Flooring
- Wood
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer, Tankless Water Heater
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Fireplace
- 1
- Water Heater
- Tankless
- Interior Features
- Ceiling Fan(s), Beamed Ceilings, Chandelier, Open Floorplan, Pantry, Smart Thermostat, Walk-In Closet(s), Double Closets, Master Downstairs
Exterior & Lot
- Lot Size
- 0.62 acres
- Construction
- HardiPlank Type
- Foundation
- Crawl
- Roof
- Metal
- Parking
- Carport
- Carport
- 2 spaces
- Porch / Patio
- Screened Porch
- View
- Water
- Waterfront
- River Front, Deep Water (Three Ft Min)
- Exterior Features
- Storage, Boat Lift
Utilities
- Water
- Public
- Sewer
- Septic Tank
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $2,150,000
- Price / Sq Ft
- $696
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 7 days.
Status: Active
Jul 2, 2026
New Listing
Jul 2, 2026
Came on market
Jul 2, 2026
Listed for sale
Jun 29, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 2 Doe Point, St. Helena Island, SC 299203 bd · 3,103 sqft | $875,000 | $282 | Mar 2026 |
| 1731 Longfield Drive, St. Helena Island, SC 299203 bd · 3,023 sqft | $1,340,000 | $443 | Apr 2026 |
| 208 Cotton Dike Road, St. Helena Island, SC 299203 bd · 3,234 sqft | $1,025,000 | $317 | Jun 2026 |
| 370 Fripp Point Road, St. Helena Island, SC 299203 bd · 2,790 sqft | $975,000 | $349 | Jul 2026 |
| 1410 Gleasons Landing Drive, St. Helena Island, SC 299203 bd · 2,737 sqft | $1,345,000 | $491 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $2,150,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
171 Bay Point Road, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~9 mi
Bluffton
~13.5 mi
Hilton Head Island
~8.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Ashley E Nye, Lowcountry Real Estate.
Listing data last updated July 2, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.