$1,350,000
$540/sq ft183 Sea Pines Drive · St. Helena Island, SC 29920
3
Beds
2.5
Baths
2,500
Sq Ft
2002
Built
What stands out
- Waterfront — Ocean Front
- Bay, Beach, Ocean views
- Attached garage
- Private pool
- Outdoor living: Patio, Deck, Porch
- Fenced yard
- No HOA
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Pack your bags (and don't forget your swimsuit!) Positioned on a generous .77-acre lot in one of Coffin Point's most desirable streets, 183 Sea Pines Drive offers a unique blend of lifestyle, investment potential, and future upside. What truly sets this property apart is its active short-term rental permit, located in one of the only areas of Coffin Point where original covenants do not restrict rentals-an increasingly rare and valuable advantage. Whether for personal use or rental operations, this is space y…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$9,545–$9,780/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,350,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 2,500 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile, Laminate
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Fire Alarm, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Furnished
- Heating
- Electric, Central
- Cooling
- Electric, Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Lot Size
- 0.77 acres
- Construction
- HardiPlank Type
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Additional Parking, Attached, Garage, Golf Cart Garage
- Porch / Patio
- Patio, Deck, Porch
- Fencing
- Full
- Pool
- In Ground
- View
- Bay, Beach, Ocean
- Waterfront
- Ocean Front
- Exterior Features
- Storage, Hurricane Shutters
Utilities
- Water
- Public
- Sewer
- Septic Tank
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $1,350,000
- Price / Sq Ft
- $540
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 78 days.
Price Reduced
Jun 3, 2026
Status: Active
Apr 24, 2026
Listed for sale
Apr 24, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 1116 Palmetto Point, St. Helena Island, SC 299203 bd · 2,576 sqft | $650,000 | $252 | Apr 2026 |
| 1206 Big Dataw Point, St. Helena Island, SC 299203 bd · 2,390 sqft | $800,000 | $335 | Jun 2026 |
| 115 Chicora Point, St. Helena Island, SC 299203 bd · 2,685 sqft | $1,020,000 | $380 | Jun 2026 |
| 1410 Gleasons Landing Drive, St. Helena Island, SC 299203 bd · 2,737 sqft | $1,345,000 | $491 | Jul 2026 |
| 370 Fripp Point Road, St. Helena Island, SC 299203 bd · 2,790 sqft | $975,000 | $349 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $1,350,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
183 Sea Pines Drive, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~12 mi
Bluffton
~26.3 mi
Hilton Head Island
~21.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Elaina Suslick Golec, Keller Williams.
Listing data last updated July 8, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.