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ActiveMLS# 198176

$1,600,000

$456/sq ft

21 Ribaut Drive · Hilton Head Island, SC 29926

4

Beds

4.5

Baths

3,505

Sq Ft

1998

Built

Single Family Residence$456/sq ft7 days on market
Trees/Woods ViewPoolGarageSingle-Level LivingFireplaceHOA Community

What stands out

  • Trees/Woods views
  • Single-level living
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Patio, Front Porch, Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome home to 21 Ribaut Dr. on Hilton Head Plantations prestigious Ribaut Island in a private gate with 63 homesites. Take advantage and enjoy the private amenities of a community pool, dock and tennis/pickleball courts. Sitting on just under a half an acre lot, this wonderful, updated floor plan has 4 bedrooms, & 4.5 bathrooms. The office is just off the primary suite. Enjoy the open updated kitchen/family room and cooking on your propane stove and oven while entertaining friends and family. The Primary bath h…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($320,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-09-10 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$9,509–$9,744/mo

Principal & Interest$8,311
Property tax (owner-occ. 4%, est.)$667
Homeowners insurance (est.)$467
Flood ins. (required, est. range)$65$300
Loan amount$1,280,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,600,000 price, 20% down, 6.76% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,378/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
4
Half Baths
1
Living Area
3,505 sq ft
Levels
One
Flooring
Carpet, Tile, Wood
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer, Built-In Electric Oven
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Interior Features
Ceiling Fan(s), Entrance Foyer, Pantry, Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
0.42 acres
Construction
Board & Batten Siding, Stucco
Foundation
Elevated
Roof
Composition
Parking
Garage
Porch / Patio
Patio, Front Porch, Rear Porch
Pool
Community
View
Trees/Woods
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$1,600,000
Price / Sq Ft
$456
Annual Taxes
$4,378
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 7 days.

  1. Status: Active

    Sep 11, 2026

  2. New Listing

    Sep 11, 2026

  3. Listed for sale

    Sep 11, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $859,537–$1,980,848).
Sold homeSold price$/sqftClosed
351 Long Cove Drive, Hilton Head Island, SC 299284 bd · 3,670 sqft$900,000$245May 2026
64 Crosstree Drive N, Hilton Head Island, SC 299264 bd · 3,214 sqft$1,195,000$372May 2026
272 Moss Creek Drive, Hilton Head Island, SC 299264 bd · 3,200 sqft$930,000$291Sep 2026
38 Governors Lane, Hilton Head Island, SC 299284 bd · 3,185 sqft$1,800,000$565May 2026
30 Knollwood Drive, Hilton Head Island, SC 299264 bd · 3,865 sqft$1,550,000$401Jul 2026

Recent closed sales of similar homes nearby (this list price is $1,600,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

21 Ribaut Drive, Hilton Head Island, SC 29926

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~12.1 mi

  • Bluffton

    ~7.6 mi

  • Hilton Head Island

    ~3.5 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Judd p Tracy, Charter One Realty.

Listing data last updated September 15, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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