1 / 57
ActiveMLS# 196628

$1,450,000

$414/sq ft

21 Toad Hall · Beaufort, SC 29907

3

Beds

3

Baths

3,502

Sq Ft

1982

Built

Single Family Residence$414/sq ft40 days on market
WaterfrontRiver ViewSingle-Level LivingFireplaceNo HOAMilitary Air Zone (AICUZ)

What stands out

  • Waterfront — Deep Water (Three Ft Min)
  • River views
  • Single-level living
  • 2 fireplaces
  • Outdoor living: Rear Porch
  • No HOA
  • 1.1-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Escape the crowds and discover your own private coastal sanctuary in beautiful Beaufort SC. Nestled on expansive acreage along the Intracoastal Waterway, this exceptional one-story home offers the perfect blend of privacy, nature, and waterfront adventure. Wake up to breathtaking views framed by majestic live oaks and blooming camellias, then step outside to enjoy a lifestyle most only dream about. A private dock with covered boat lift puts endless days of boating, fishing, kayaking, and exploring the Lowcountry w…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($290,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$8,416–$8,651/mo

Principal & Interest$7,324
Property tax (owner-occ. 4%, est.)$604
Homeowners insurance (est.)$423
Flood ins. (required, est. range)$65$300
Loan amount$1,160,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,450,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,556/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Living Area
3,502 sq ft
Levels
One
Flooring
Tile
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Vent Exhaust Fan, Dryer, Washer, Whirlpool Tub, Wine Refrigerator, Built-In Electric Oven, Tankless Water Heater
Heating
Electric, Heat Pump, Ductless
Cooling
Electric, Heat Pump, Ductless
Fireplace
2
Water Heater
Gas, Tankless
Interior Features
Ceiling Fan(s), Double Vanity, Entrance Foyer, Open Floorplan, Pantry, Recessed Lighting, Soaking Tub

Exterior & Lot

Lot Size
1.1 acres
Construction
HardiPlank Type, Stucco
Foundation
Slab
Roof
Metal
Parking
Attached Carport, Circular Driveway, Gravel, Kitchen Level
Carport
2 spaces
Porch / Patio
Rear Porch
View
River
Waterfront
Deep Water (Three Ft Min)
Exterior Features
Thermo-Panes, Storage, Rain Gutters, Boat Lift

Utilities

Water
Private
Sewer
Septic Tank
Utilities
Water Available

Community & HOA

HOA
None

Financial & Terms

List Price
$1,450,000
Price / Sq Ft
$414
Annual Taxes
$2,556
Financing Accepted
Conventional, Cash
Zoning
Rural Residential

Listing activity

On the market for 40 days.

  1. Status: Active

    Jun 1, 2026

  2. New Listing

    Jun 1, 2026

  3. Listed for sale

    Jun 1, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $1,231,859–$2,028,438).
Sold homeSold price$/sqftClosed
151 Spanish Point Drive, Beaufort, SC 299023 bd · 2,985 sqft$1,050,000$352May 2026
149 South Park, Beaufort, SC 299064 bd · 3,405 sqft$1,545,000$454Jun 2026
44 Secession Drive, Beaufort, SC 299074 bd · 3,316 sqft$1,699,000$512Jul 2026
44 Oak Pond Passage, Beaufort, SC 299063 bd · 2,676 sqft$1,550,000$579Jun 2026
20 Millers Pond Drive, Beaufort, SC 299074 bd · 3,077 sqft$1,199,000$390Jun 2026

Recent closed sales of similar homes nearby (this list price is $1,450,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

21 Toad Hall, Beaufort, SC 29907

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

The MLS flags this property as within an Air Installation Compatible Use Zone (AICUZ) for MCAS Beaufort — an area that can be affected by aircraft noise or accident-potential overlays. We can help you understand what that means before you make an offer.

Getting around

  • Downtown Beaufort

    ~4.9 mi

  • Bluffton

    ~21.2 mi

  • Hilton Head Island

    ~20.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Annette M Bryant, Keller Williams.

Listing data last updated June 26, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Similar homes you may like

More homes in Beaufort

View all Beaufort listings

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Call
Save