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ActiveMLS# 196138

$878,818

$799/sq ft

238 Deerfield Court · Fripp Island, SC 29920

2

Beds

2

Baths

1,100

Sq Ft

1981

Built

Single Family Residence$799/sq ft54 days on market
WaterfrontLake ViewWater ViewSingle-Level LivingHOA Community

What stands out

  • Waterfront — Lake, Pond
  • Lake, Water views
  • Single-level living
  • Outdoor living: Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Now is your opportunity to own a truly charming retreat in the highly sought-after, private Deer Lake neighborhood on Fripp Island--a serene, nature-preserve island where coastal beauty and tranquility meet. Thoughtfully renovated, remodeled, and professionally decorated, this adorable home blends modern comfort with effortless coastal elegance. The stunning primary suite features designer wallpaper that adds a touch of sophistication and warmth, creating a peaceful sanctuary to unwind. Perfectly positioned on th…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($175,764)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$5,233–$5,468/mo

Principal & Interest$4,430
Property tax (owner-occ. 4%, est.)$366
Homeowners insurance (est.)$256
HOA dues$116
Flood ins. (required, est. range)$65$300
Loan amount$703,054
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $878,818 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,516/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Living Area
1,100 sq ft
Levels
One
Flooring
Tile, Luxury Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Fire Alarm, Cable TV/Available, Dryer, Washer, Furnished
Heating
Heat Pump
Cooling
Heat Pump
Water Heater
Electric
Interior Features
Ceiling Fan(s), Cathedral Ceiling(s), Open Floorplan, Walk-In Closet(s)

Exterior & Lot

Lot Size
0.07 acres
Construction
Cedar
Foundation
Elevated
Roof
Composition
Parking
Assigned
Porch / Patio
Porch
View
Lake, Water
Waterfront
Lake, Pond

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,387.76 / annually
Regime Fee
Yes

Financial & Terms

List Price
$878,818
Price / Sq Ft
$799
Annual Taxes
$5,516
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 54 days.

  1. Status: Active

    May 3, 2026

  2. New Listing

    May 3, 2026

  3. Listed for sale

    May 3, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $403,723–$558,594 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
707 Ocean Cottage, Fripp Island, SC 299202 bd · 1,152 sqft$585,000$508Oct 2025
731 N Hampton Court 731, Fripp Island, SC 299202 bd · 980 sqft$450,000$459May 2026
159 Beach Club Villa Drive 159, Fripp Island, SC 299202 bd · 940 sqft$345,000$367Feb 2026
160 Beach Club Villa Drive 160, Fripp Island, SC 299202 bd · 940 sqft$350,000$372Oct 2025
175 Beach Club Villa, Fripp Island, SC 299202 bd · 940 sqft$350,000$372Sep 2025

Recent closed sales of similar homes nearby (this list price is $878,818). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

238 Deerfield Court, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.8 mi

  • Bluffton

    ~23.8 mi

  • Hilton Head Island

    ~18.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Kathryn Folds, Sandcastle Real Estate Co.

Listing data last updated May 5, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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