$1,115,000
$289/sq ft25 Bermuda Downs · St. Helena Island, SC 29920
5
Beds
3.5
Baths
3,852
Sq Ft
2016
Built
What stands out
- Waterfront — Creek, Marsh
- Creek/Stream views
- Attached garage
- Private pool
- Outdoor living: Screened Porch, Patio, Covered Patio, Deck, Porch, Covered, Front Porch, Rear Porch, Side Porch
- Accepts VA financing
- 0.59-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Landscaped grounds, ancient oaks & beds of palmettos lining the long marsh views offer a lowcountry setting straight out of a magazine! This custom-built home offers superior craftsmanship that is noticeable from the moment you enter. Hurricane-rated windows, Hardie Plank siding, hardwood floors, natural stone, state-of-the-art kitchen, custom primary closet & porches with views that dreams are made of. OVERSIZED GARAGE, BEAUTIFUL OUTDOOR SHOWER & STORAGE GALORE! Gated Bermuda Bluff amenities include a boat launch,…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-30 — a benchmark, not your rate.
Estimated all-in monthly
$8,113/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,115,000 price, 0% down, 6.66% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 5
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 3,852 sq ft
- Levels
- Two
- Flooring
- Carpet, Wood
- Appliances
- Tankless Water Heater
- Heating
- Electric, Heat Pump, Central
- Cooling
- Electric, Heat Pump, Central Air
- Water Heater
- Tankless
- Interior Features
- Ceiling Fan(s), Cathedral Ceiling(s), Chandelier, Double Vanity, Entrance Foyer, High Ceilings, Pantry, Recessed Lighting, Soaking Tub, Vaulted Ceiling(s), Walk-In Closet(s), Master Downstairs
Exterior & Lot
- Lot Size
- 0.59 acres
- Construction
- HardiPlank Type
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Attached, Driveway, Garage, Garage Faces Side, Oversized, Private
- Porch / Patio
- Screened Porch, Patio, Covered Patio, Deck, Porch, Covered, Front Porch, Rear Porch, Side Porch
- Pool
- Community
- View
- Creek/Stream
- Waterfront
- Creek, Marsh
- Exterior Features
- Rain Gutters
Utilities
- Water
- Public
- Sewer
- Septic Tank
Community & HOA
- HOA Fee
- $1,900 / annually
Financial & Terms
- List Price
- $1,115,000
- Price / Sq Ft
- $289
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- PUD
Listing activity
On the market for 1 day.
Status: Active
Aug 1, 2026
New Listing
Aug 1, 2026
Came on market
Aug 1, 2026
Listed for sale
Jul 29, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 497 Porpoise Drive, St. Helena Island, SC 299205 bd · 3,745 sqft | $2,350,000 | $628 | Aug 2025 |
| 81 Bermuda Downs, St. Helena Island, SC 299205 bd · 4,021 sqft | $875,000 | $218 | Apr 2026 |
| 40 Front Street, St. Helena Island, SC 299205 bd · 3,429 sqft | $1,079,000 | $315 | May 2026 |
| 381 Fripp Point Road, St. Helena Island, SC 299205 bd · 4,311 sqft | $1,350,000 | $313 | May 2026 |
| 1324 Rowland Drive, St. Helena Island, SC 299205 bd · 4,419 sqft | $1,212,500 | $274 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $1,115,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
25 Bermuda Downs, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~7 mi
Bluffton
~14.6 mi
Hilton Head Island
~10.5 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Karen Kenan Glisson, The HomesFinder Realty Group.
Listing data last updated August 1, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.