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ActiveMLS# 195841

$974,900

$555/sq ft

27 Sea Mist Lane · Fripp Island, SC 29920

4

Beds

3

Baths

1,757

Sq Ft

1997

Built

Single Family Residence$555/sq ft87 days on market
WaterfrontPoolGarageHOA Community

What stands out

  • Waterfront — Marsh
  • Garage parking
  • Private pool
  • Outdoor living: Front Porch, Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to effortless Lowcountry living on Fripp Island. This beautifully updated 4-bedroom, 3-bath coastal retreat showcases sweeping marsh views from four private, furnished porches each offering a front-row seat to the island's natural beauty and coastal breezes. The main level is designed for connection and comfort, featuring a light-filled living space that opens seamlessly to a breezy porch, perfect for morning coffee or evening cocktails. The remodeled kitchen blends modern coastal style with everyday funct…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($194,980)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$5,795–$6,030/mo

Principal & Interest$4,924
Property tax (owner-occ. 4%, est.)$406
Homeowners insurance (est.)$284
HOA dues$115
Flood ins. (required, est. range)$65$300
Loan amount$779,920
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $974,900 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $11,712/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
3
Living Area
1,757 sq ft
Levels
Two
Flooring
Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Dryer, Washer, Furnished, Wine Refrigerator
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump
Water Heater
Electric
Interior Features
Ceiling Fan(s), Double Vanity, Entrance Foyer, High Ceilings, Open Floorplan, Walk-In Closet(s)

Exterior & Lot

Lot Size
0.11 acres
Construction
HardiPlank Type
Foundation
Elevated
Roof
Metal
Parking
Garage Faces Front, Golf Cart Garage
Carport
1 space
Porch / Patio
Front Porch, Rear Porch
Pool
Community
Waterfront
Marsh
Exterior Features
Outdoor Grill

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,380 / annually

Financial & Terms

List Price
$974,900
Price / Sq Ft
$555
Annual Taxes
$11,712
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 87 days.

  1. Status: Active

    Apr 18, 2026

  2. New Listing

    Apr 18, 2026

  3. Came on market

    Apr 18, 2026

  4. Listed for sale

    Apr 17, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $550,285–$868,344 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
470 Porpoise Drive, Fripp Island, SC 299204 bd · 1,951 sqft$850,000$436Feb 2026
703 Skipjack Road, Fripp Island, SC 299203 bd · 1,730 sqft$855,000$494Jun 2026
603 Newhaven Court, Fripp Island, SC 299203 bd · 1,796 sqft$562,500$313Mar 2026
264 Tarpon Boulevard, Fripp Island, SC 299203 bd · 1,812 sqft$635,000$350Feb 2026
528 Rookery Lane, Fripp Island, SC 299203 bd · 1,868 sqft$831,500$445Jul 2026

Recent closed sales of similar homes nearby (this list price is $974,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

27 Sea Mist Lane, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13 mi

  • Bluffton

    ~21.7 mi

  • Hilton Head Island

    ~16.1 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Stacy Applegate, Keller Williams.

Listing data last updated June 22, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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