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ActiveMLS# 194834

$3,995,000

$1093/sq ft

28 Beach Lagoon Road · Hilton Head Island, SC 29928

4

Beds

4.5

Baths

3,656

Sq Ft

1970

Built

Single Family Residence$1093/sq ft136 days on market
WaterfrontGolf Course ViewHOA Community

What stands out

  • Waterfront — Lagoon
  • Golf Course views
  • 0.6-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

A rare opportunity in Sea Pines: second-row location on an oversized half-acre lot with serene lagoon views in the front and golf course views in the rear. Just steps to the beach bridge and an easy stroll to the Sea Pines Beach Club for dining, cocktails, and oceanfront living.This well-maintained 4-bedroom, 4.5 bath home features brick and wood floors, excellent bedroom separation, and a kitchen with granite countertops designed for entertaining. Each bedroom offers a private en-suite bath plus a convenient half…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($799,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.

Estimated all-in monthly

$22,884/mo

Principal & Interest$20,054
Property tax (owner-occ. 4%, est.)$1,665
Homeowners insurance (est.)$1,165
Loan amount$3,196,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $3,995,000 price, 20% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $29,438/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
4
Half Baths
1
Living Area
3,656 sq ft

Exterior & Lot

Lot Size
0.6 acres
View
Golf Course
Waterfront
Lagoon

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$3,995,000
Price / Sq Ft
$1093
Annual Taxes
$29,438
Zoning
Residential

Listing activity

On the market for 136 days.

  1. Status: Active

    Feb 25, 2026

  2. New Listing

    Feb 25, 2026

  3. Came on market

    Feb 25, 2026

  4. Listed for sale

    Feb 24, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $896,567–$3,651,066 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
14 Chaplin Drive, Hilton Head Island, SC 299264 bd · 3,646 sqft$1,765,000$484Mar 2026
351 Long Cove Drive, Hilton Head Island, SC 299284 bd · 3,670 sqft$900,000$245May 2026
18 Baynard Cove Road, Hilton Head Island, SC 299284 bd · 3,705 sqft$3,700,000$999Mar 2026
55 River Club Drive, Hilton Head Island, SC 299264 bd · 3,850 sqft$2,000,000$519Mar 2026
11 Foot Point Road, Hilton Head Island, SC 299284 bd · 3,403 sqft$1,725,000$507Apr 2026

Recent closed sales of similar homes nearby (this list price is $3,995,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

28 W Beach Lagoon Road, Hilton Head Island, SC 29928

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~22.8 mi

  • Bluffton

    ~8.9 mi

  • Hilton Head Island

    ~7.1 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Rob Reichel, Sea Pines RE At The Beach Club.

Listing data last updated March 23, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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