$874,900
$547/sq ft29 Bay Point Road · St. Helena Island, SC 29920
2
Beds
3
Baths
1,600
Sq Ft
2012
Built
What stands out
- Waterfront — Deep Water (Three Ft Min)
- Beach, Water views
- Garage parking
- Fireplace
- Outdoor living: Covered Patio, Porch, Rear Porch
- Fenced yard
- No HOA
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Discover effortless coastal living, with no HOA, in this beautifully updated waterfront retreat in the heart of Lands End. Bright, airy, and thoughtfully designed, this like-new two-story home captures the essence of Lowcountry charm with double waterfront porches that frame unforgettable sunset views over the Port Royal Sound and beachfront. Step inside to a beautiful entry that opens into a light-filled living space and a renovated kitchen featuring modern finishes and a clean, coastal palette. With 2 bedrooms…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$5,104–$5,339/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $874,900 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Half Baths
- 2
- Living Area
- 1,600 sq ft
- Levels
- Two
- Flooring
- Wood
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Ice Maker, Vent Exhaust Fan, Fire Alarm, Cable TV/Available, Dryer, Washer, Built-In Electric Oven, Tankless Water Heater
- Heating
- Electric, Heat Pump, Central
- Cooling
- Electric, Heat Pump, Central Air
- Fireplace
- 1
- Water Heater
- Tankless
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Lot Size
- 0.15 acres
- Construction
- HardiPlank Type
- Foundation
- Slab
- Parking
- Garage, Gravel
- Porch / Patio
- Covered Patio, Porch, Rear Porch
- Fencing
- Partial
- View
- Beach, Water
- Waterfront
- Deep Water (Three Ft Min)
- Exterior Features
- Storage
Utilities
- Water
- Public
- Sewer
- Septic Tank
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $874,900
- Price / Sq Ft
- $547
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 105 days.
Price Reduced
Jun 15, 2026
Status: Active
Mar 30, 2026
Listed for sale
Mar 30, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 659 S Reeve Road, St. Helena Island, SC 299202 bd · 1,780 sqft | $549,000 | $308 | Jul 2026 |
| 207 Locust Fence Road, St. Helena Island, SC 299202 bd · 1,809 sqft | $525,000 | $290 | May 2026 |
| 434 Bb Sams Drive, St. Helena Island, SC 299202 bd · 1,352 sqft | $250,000 | $185 | Jun 2026 |
| 1209 Seaside Road, St. Helena Island, SC 299203 bd · 1,583 sqft | $265,000 | $167 | May 2026 |
| 2024 Bluff Villas Road, St. Helena Island, SC 299202 bd · 1,308 sqft | $465,000 | $356 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $874,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
29 Bay Point Road, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~9.8 mi
Bluffton
~13.2 mi
Hilton Head Island
~8.2 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Scott Sanders, Lowcountry Real Estate.
Listing data last updated June 15, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.