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ActiveMLS# 195936

$325,000

$520/sq ft

34 Forest Beach Drive · Hilton Head Island, SC 29928

1

Beds

1

Baths

625

Sq Ft

1975

Built

Condominium$520/sq ft63 days on market
WaterfrontPool ViewTrees/Woods ViewPoolSingle-Level Living

What stands out

  • Waterfront — Lagoon
  • Pool, Trees/Woods, Pond views
  • Single-level living
  • Private pool
  • Outdoor living: Deck

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Top-floor renovated villa with strong rental potential just a short walk to South Forest Beach and Coligny Plaza. This 1 bed, 1 bath unit in Xanadu Villas offers 625 sq ft, elevator access, and no one above. Updated with LVP flooring, smooth ceilings, fresh paint, and furnishings for a turnkey setup. Open living area, full kitchen, and private balcony overlooking landscaped grounds and pool. Gated complex with community pool and tennis. Located in a high-demand rental area with proven appeal.

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($65,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$1,933–$2,168/mo

Principal & Interest$1,638
Property tax (owner-occ. 4%, est.)$135
Homeowners insurance (est.)$95
Flood ins. (required, est. range)$65$300
Loan amount$260,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $325,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,069/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
1
Full Baths
1
Living Area
625 sq ft
Levels
One
Flooring
Luxury Vinyl
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Furnished
Heating
Electric, Central
Cooling
Electric
Water Heater
Electric
Interior Features
Entrance Foyer, Elevator

Exterior & Lot

Construction
Stucco, Other
Roof
Other
Parking
Private, Unassigned
Porch / Patio
Deck
Pool
In Ground, Community, Outdoor Pool
View
Pool, Trees/Woods, Pond
Waterfront
Lagoon
Exterior Features
Tennis Court(s)

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

Regime Fee
Yes

Financial & Terms

List Price
$325,000
Price / Sq Ft
$520
Annual Taxes
$5,069
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 63 days.

  1. Status: Active

    Apr 23, 2026

  2. New Listing

    Apr 23, 2026

  3. Listed for sale

    Apr 23, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $240,182–$290,698 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
70 Helmsman Way 1424, Hilton Head Island, SC 299281 bd · 645 sqft$300,000$465Mar 2026
70 Helmsman Way 1410, Hilton Head Island, SC 299281 bd · 645 sqft$285,000$442Aug 2025
40 Folly Field Road 340c, Hilton Head Island, SC 299281 bd · 592 sqft$227,500$384Jan 2026
40 Folly Field Road 309a, Hilton Head Island, SC 299281 bd · 592 sqft$247,000$417Sep 2025
40 Folly Field Road B320, Hilton Head Island, SC 299281 bd · 592 sqft$274,000$463Sep 2025

Recent closed sales of similar homes nearby (this list price is $325,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

34 S Forest Beach Drive C14, Hilton Head Island, SC 29928

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~20.8 mi

  • Bluffton

    ~8.9 mi

  • Hilton Head Island

    ~5.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Jackson Foster Massey, RE/MAX Island Realty Inc..

Listing data last updated May 4, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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