$325,000
$520/sq ft34 Forest Beach Drive · Hilton Head Island, SC 29928
1
Beds
1
Baths
625
Sq Ft
1975
Built
What stands out
- Waterfront — Lagoon
- Pool, Trees/Woods, Pond views
- Single-level living
- Private pool
- Outdoor living: Deck
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Top-floor renovated villa with strong rental potential just a short walk to South Forest Beach and Coligny Plaza. This 1 bed, 1 bath unit in Xanadu Villas offers 625 sq ft, elevator access, and no one above. Updated with LVP flooring, smooth ceilings, fresh paint, and furnishings for a turnkey setup. Open living area, full kitchen, and private balcony overlooking landscaped grounds and pool. Gated complex with community pool and tennis. Located in a high-demand rental area with proven appeal.
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$1,933–$2,168/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $325,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,069/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 1
- Full Baths
- 1
- Living Area
- 625 sq ft
- Levels
- One
- Flooring
- Luxury Vinyl
- Appliances
- Microwave, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Furnished
- Heating
- Electric, Central
- Cooling
- Electric
- Water Heater
- Electric
- Interior Features
- Entrance Foyer, Elevator
Exterior & Lot
- Construction
- Stucco, Other
- Roof
- Other
- Parking
- Private, Unassigned
- Porch / Patio
- Deck
- Pool
- In Ground, Community, Outdoor Pool
- View
- Pool, Trees/Woods, Pond
- Waterfront
- Lagoon
- Exterior Features
- Tennis Court(s)
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $325,000
- Price / Sq Ft
- $520
- Annual Taxes
- $5,069
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 63 days.
Status: Active
Apr 23, 2026
New Listing
Apr 23, 2026
Listed for sale
Apr 23, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 70 Helmsman Way 1424, Hilton Head Island, SC 299281 bd · 645 sqft | $300,000 | $465 | Mar 2026 |
| 70 Helmsman Way 1410, Hilton Head Island, SC 299281 bd · 645 sqft | $285,000 | $442 | Aug 2025 |
| 40 Folly Field Road 340c, Hilton Head Island, SC 299281 bd · 592 sqft | $227,500 | $384 | Jan 2026 |
| 40 Folly Field Road 309a, Hilton Head Island, SC 299281 bd · 592 sqft | $247,000 | $417 | Sep 2025 |
| 40 Folly Field Road B320, Hilton Head Island, SC 299281 bd · 592 sqft | $274,000 | $463 | Sep 2025 |
Recent closed sales of similar homes nearby (this list price is $325,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
34 S Forest Beach Drive C14, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~20.8 mi
Bluffton
~8.9 mi
Hilton Head Island
~5.3 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline

Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Jackson Foster Massey, RE/MAX Island Realty Inc..
Listing data last updated May 4, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
