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ActivePrice ReducedMLS# 190598

$849,000

36 Ashton Drive · St. Helena Island, SC 29920

Unimproved Land405 days on market
WaterfrontRiver ViewWater ViewNo HOA

What stands out

  • Waterfront — Deep Water (Three Ft Min)
  • River, Water views
  • No HOA
  • 10.28-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

MOTIVATED SELLER - BRING AN OFFER! Over 10 Acres of Deepwater Paradise! Welcome to Warsaw Island, where privacy, natural beauty, and true deepwater access come together in one extraordinary property. This private waterfront estate offers sweeping panoramic views of untouched Lowcountry waters, perfect for those seeking space and serenity! The property is partially cleared with a recent survey and DOCK PERMIT IN HAND! Enjoy boating at any tide, with the convenience of true deepwater right at your doorstep. Surrounde…

Your all-in monthly cost (est.)

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Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($169,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$4,946–$5,181/mo

Principal & Interest$4,280
Property tax (owner-occ. 4%, est.)$354
Homeowners insurance (est.)$248
Flood ins. (required, est. range)$65$300
Loan amount$679,200
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $849,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,733/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
10.28 acres
View
River, Water
Waterfront
Deep Water (Three Ft Min)

Utilities

Utilities
Electricity Available

Community & HOA

HOA
None

Financial & Terms

List Price
$849,000
Annual Taxes
$2,733
Financing Accepted
Cash, Conventional
Zoning
Residential

Listing activity

On the market for 405 days.

  1. Price Reduced

    May 26, 2026

  2. Status: Active

    May 16, 2025

  3. Listed for sale

    May 16, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

36 Ashton Drive, St. Helena Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~3.8 mi

  • Bluffton

    ~19.7 mi

  • Hilton Head Island

    ~16.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Ethan M James, Charter One Realty.

Listing data last updated June 23, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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