$824,000
$374/sq ft402 Island Circle · St. Helena Island, SC 29920
3
Beds
2.5
Baths
2,206
Sq Ft
1991
Built
What stands out
- Golf Course views
- Single-level living
- Garage parking
- Fireplace
- Private pool
- Outdoor living: Covered, Front Porch, Rear Porch
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Exceptional curb appeal, a prime central location, and beautiful golf course views come together in this stunning Dataw Island residence. Nestled on an expansive corner lot overlooking Morgan River #10, this 3-bedroom, 2.5-bath home is surrounded by majestic live oaks and a backyard paradise of swaying palms. With a new roof, beautifully renovated kitchen and baths, fresh interior paint, and numerous additional updates, this home is truly move-in ready. A welcoming front porch sets the tone as you arrive, offering…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-08-13 — a benchmark, not your rate.
Estimated all-in monthly
$5,166/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $824,000 price, 20% down, 6.67% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,263/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 2,206 sq ft
- Levels
- One and One Half
- Flooring
- Tile, Wood
- Appliances
- Microwave, Dishwasher, Refrigerator, Disposal, Fire Alarm, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Unfurnished, Wine Refrigerator
- Heating
- Electric, Heat Pump
- Cooling
- Electric, Heat Pump
- Fireplace
- 1
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Open Floorplan, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Wet Bar, Master Downstairs
Exterior & Lot
- Lot Size
- 0.42 acres
- Construction
- Frame
- Foundation
- Raised
- Roof
- Composition
- Parking
- Asphalt, Detached, Driveway, Garage, Garage Faces Side
- Porch / Patio
- Covered, Front Porch, Rear Porch
- Pool
- Community, Indoor, Outdoor Pool, Salt Water
- View
- Golf Course
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available
Community & HOA
- HOA Fee
- $1,026.75 / quarterly
Financial & Terms
- List Price
- $824,000
- Price / Sq Ft
- $374
- Annual Taxes
- $3,263
- Financing Accepted
- Conventional, Fha, Cash
- Zoning
- PUD
Listing activity
On the market for 5 days.
Status: Active
Aug 16, 2026
New Listing
Aug 16, 2026
Came on market
Aug 16, 2026
Listed for sale
Aug 15, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 161 Locust Fence Road, St. Helena Island, SC 299203 bd · 2,150 sqft | $390,000 | $181 | Jun 2026 |
| 32 W Cedar Road, St. Helena Island, SC 299203 bd · 2,052 sqft | $507,000 | $247 | Jul 2026 |
| 1206 Big Dataw Point, St. Helena Island, SC 299203 bd · 2,390 sqft | $800,000 | $335 | Jun 2026 |
| 2 Shipwatch Drive, St. Helena Island, SC 299203 bd · 1,950 sqft | $635,000 | $326 | Jun 2026 |
| 636 S Reeve Road, St. Helena Island, SC 299203 bd · 1,929 sqft | $615,000 | $319 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $824,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
402 Island Circle E, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~5.1 mi
Bluffton
~21.3 mi
Hilton Head Island
~18.2 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Teresa Eller, BHHS Bay Street Realty.
Listing data last updated August 17, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.