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ActiveMLS# 192245

$629,000

$419/sq ft

416 Skimmer Cove · Fripp Island, SC 29920

4

Beds

2

Baths

1,500

Sq Ft

1980

Built

Single Family Residence$419/sq ft290 days on market
WaterfrontLake ViewWater ViewPoolGarageSingle-Level LivingFireplaceHOA Community

What stands out

  • Waterfront — Lake
  • Lake, Water views
  • Single-level living
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Deck, Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Nestled in Skimmer Cove on Blue Heron Lake, this home offers one of the best views of the lake and the wildlife that reside in and around this home. With the open floor plan, this home makes the perfect place for family gatherings, and the four bedrooms allow for ample sleeping. The two baths are in a Jack & Jill style making them convenient to all. With all these attributes there is excellent rental potential for those that want income.

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($125,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$3,804–$4,039/mo

Principal & Interest$3,177
Property tax (owner-occ. 4%, est.)$262
Homeowners insurance (est.)$183
HOA dues$116
Flood ins. (required, est. range)$65$300
Loan amount$503,200
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $629,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,431/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Living Area
1,500 sq ft
Levels
One
Flooring
Carpet, Wood, Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Ice Maker, Fireplace Screen, Cable TV/Available, Dryer, Washer, Furnished
Heating
Heat Pump
Cooling
Heat Pump
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.29 acres
Construction
Frame
Foundation
Elevated
Roof
Composition
Parking
Driveway, Garage, Garage Faces Front, Paved, Storage, Workshop in Garage
Porch / Patio
Screened Porch, Deck, Rear Porch
Pool
Community
View
Lake, Water
Waterfront
Lake
Exterior Features
Storage

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,387 / annually

Financial & Terms

List Price
$629,000
Price / Sq Ft
$419
Annual Taxes
$4,431
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 290 days.

  1. Status: Active

    May 18, 2026

  2. Back On Market

    May 18, 2026

  3. Came on market

    May 18, 2026

  4. Listed for sale

    Aug 29, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $473,202–$950,135).
Sold homeSold price$/sqftClosed
29 Veranda Beach Road, Fripp Island, SC 299203 bd · 1,484 sqft$940,000$633Feb 2026
604 Newhaven Court, Fripp Island, SC 299203 bd · 1,474 sqft$465,000$315Mar 2026
34 Sea Mist Road, Fripp Island, SC 299203 bd · 1,530 sqft$930,000$608Apr 2026
129 Sea Otter Lane, Fripp Island, SC 299203 bd · 1,535 sqft$625,000$407Dec 2025
124 Captain John Fripp Villa, Fripp Island, SC 299203 bd · 1,537 sqft$870,000$566Nov 2025

Recent closed sales of similar homes nearby (this list price is $629,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

416 Skimmer Cove, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~14 mi

  • Bluffton

    ~23.9 mi

  • Hilton Head Island

    ~18.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Victor Schwarzer, Fripp Island Real Estate Co.

Listing data last updated June 27, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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