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ActiveMLS# 196447

$825,000

$427/sq ft

706 Sea Dragon Lane · Fripp Island, SC 29920

4

Beds

2

Baths

1,934

Sq Ft

1985

Built

Single Family Residence$427/sq ft38 days on market
Neighborhood ViewGarageFireplaceHOA Community

What stands out

  • Neighborhood views
  • Attached garage
  • Fireplace
  • Outdoor living: Screened Porch, Deck, Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Enjoy this center island beach block location on beautiful Fripp Island. The 1,934-square-foot, four bedroom, two bath island retreat is just 10 homes from the shore at uncrowded Beach Access #10 and is ideally located just four blocks from the exclusive Beach Club resort complex which offers amenities including pools, dining, tennis and pickleball. Perfectly situated between the renowned Ocean Pointe and Ocean Creek championship golf courses, this home delivers the ultimate blend of relaxation and recreation. Des…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($165,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$4,907–$5,142/mo

Principal & Interest$4,159
Property tax (owner-occ. 4%, est.)$344
Homeowners insurance (est.)$241
HOA dues$99
Flood ins. (required, est. range)$65$300
Loan amount$660,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $825,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $7,044/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Living Area
1,934 sq ft
Levels
Two
Flooring
Tile, Vinyl
Appliances
Dishwasher, Refrigerator, Disposal, Fireplace/Equipment, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Unfurnished, Tankless Water Heater
Heating
Electric, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Water Heater
Tankless
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.32 acres
Construction
Other
Roof
Composition
Parking
Attached, Driveway, Garage
Porch / Patio
Screened Porch, Deck, Porch
View
Neighborhood
Exterior Features
Rain Gutters

Utilities

Water
Public, Community Well
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,185 / annually

Financial & Terms

List Price
$825,000
Price / Sq Ft
$427
Annual Taxes
$7,044
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 38 days.

  1. Status: Active

    May 20, 2026

  2. New Listing

    May 20, 2026

  3. Came on market

    May 20, 2026

  4. Listed for sale

    May 19, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $593,986–$1,074,444).
Sold homeSold price$/sqftClosed
470 Porpoise Drive, Fripp Island, SC 299204 bd · 1,951 sqft$850,000$436Feb 2026
364 Wahoo Drive, Fripp Island, SC 299204 bd · 2,160 sqft$1,200,000$556Jan 2026
746 Bonito Drive, Fripp Island, SC 299203 bd · 1,938 sqft$670,000$346Jan 2026
905 Gull Cove, Fripp Island, SC 299203 bd · 1,978 sqft$607,500$307Apr 2026
709 Marlin Drive, Fripp Island, SC 299203 bd · 1,890 sqft$750,000$397Apr 2026

Recent closed sales of similar homes nearby (this list price is $825,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

706 Sea Dragon Lane, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.8 mi

  • Bluffton

    ~23.3 mi

  • Hilton Head Island

    ~17.8 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Walter Shannon Malphrus, Daniel Ravenel Sotheby's Inte.

Listing data last updated May 22, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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