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PendingMLS# 196642

$1,199,000

$703/sq ft

9 Shelter Cove Lane · Hilton Head Island, SC 29928

2

Beds

2.5

Baths

1,705

Sq Ft

2003

Built

Condominium$703/sq ft31 days on market
WaterfrontMarina ViewWater ViewPoolSingle-Level LivingHOA Community

What stands out

  • Waterfront — Ocean Front, Deep Water (Three Ft Min)
  • Marina, Water views
  • Single-level living
  • Private pool
  • Outdoor living: Screened Porch, Covered Patio

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Experience luxury coastal living at Main Sail, an exclusive, gated villa complex overlooking Shelter Cove Marina within the prestigious Palmetto Dunes Resort. These residences feature water views from nearly every room, premium upgrades, a screened porch, and convenient elevator access. This condo includes open-concept entry with tile flooring, an eat-in breakfast bar for three, a formal dining area for six, and a spacious living room leading to a harbor-view screened porch. Enjoy two private master retreats, each…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($239,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$6,906/mo

Principal & Interest$6,056
Property tax (owner-occ. 4%, est.)$500
Homeowners insurance (est.)$350
Loan amount$959,200
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,199,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Half Baths
1
Living Area
1,705 sq ft
Levels
One
Flooring
Carpet, Tile
Appliances
Microwave, Dishwasher, Refrigerator, Dryer, Washer, Built-In Electric Oven
Heating
Electric
Cooling
Electric
Interior Features
Ceiling Fan(s), Open Floorplan, Pantry, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Master Downstairs

Exterior & Lot

Parking
Paved, Permit Required
Porch / Patio
Screened Porch, Covered Patio
Pool
Community
View
Marina, Water
Waterfront
Ocean Front, Deep Water (Three Ft Min)

Utilities

Sewer
Public Sewer

Community & HOA

HOA Fee
$1,354
Regime Fee
Yes

Financial & Terms

List Price
$1,199,000
Price / Sq Ft
$703
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 31 days.

  1. Status: Pending

    Jul 9, 2026

  2. Status Change

    Jul 9, 2026

  3. Came on market

    Jun 9, 2026

  4. Listed for sale

    May 29, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $412,002–$1,596,102).
Sold homeSold price$/sqftClosed
13 Lenora Drive, Hilton Head Island, SC 299262 bd · 1,777 sqft$825,000$464Jun 2026
107 Lighthouse Road 2268, Hilton Head Island, SC 299282 bd · 1,600 sqft$765,000$478Jun 2026
45 Queens Folly Road 592, Hilton Head Island, SC 299282 bd · 1,459 sqft$680,000$466May 2026
24 Three Mast Lane 24, Hilton Head Island, SC 299282 bd · 1,448 sqft$349,900$242Jun 2026
51 Ocean Lane 4402, Hilton Head Island, SC 299282 bd · 1,442 sqft$1,349,900$936Jun 2026

Recent closed sales of similar homes nearby (this list price is $1,199,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

9 Shelter Cove Lane 304, Hilton Head Island, SC 29928

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17.8 mi

  • Bluffton

    ~8.6 mi

  • Hilton Head Island

    ~2.8 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Elizabeth Drake, Keller Williams Realty.

Listing data last updated July 9, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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