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ActiveMLS# 198257

$4,395,000

$1224/sq ft

10 Widewater Road · Hilton Head Island, SC 29926

3

Beds

3.5

Baths

3,591

Sq Ft

1980

Built

Single Family Residence$1224/sq ft1 day on market
WaterfrontWater ViewHOA Community

What stands out

  • Waterfront — Deep Water (Three Ft Min)
  • Water views
  • 1.21-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

A rare deep-water offering in Spanish Wells, set on an extraordinary 1.21-acre homesite with a private dock, pool, oversized two car garage, sweeping water views and spectacular sunrises. Designed for predominantly one-level living, this open floor plan home features and fully updated kitchen with water views, 3 bedrooms, 3.5 gorgeous baths, a private den and light-filled living spaces that embrace the waterfront setting. An exceptional feature is the 2,500+ sq. ft. full basement-a true rarity on Hilton Head Island…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($879,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-09-17 — a benchmark, not your rate.

Estimated all-in monthly

$26,387/mo

Principal & Interest$23,274
Property tax (owner-occ. 4%, est.)$1,831
Homeowners insurance (est.)$1,282
Loan amount$3,516,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $4,395,000 price, 20% down, 6.95% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $9,885/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Half Baths
1
Living Area
3,591 sq ft

Exterior & Lot

Lot Size
1.21 acres
View
Water
Waterfront
Deep Water (Three Ft Min)

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$4,395,000
Price / Sq Ft
$1224
Annual Taxes
$9,885
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 1 day.

  1. Status: Active

    Sep 22, 2026

  2. New Listing

    Sep 22, 2026

  3. Came on market

    Sep 22, 2026

  4. Listed for sale

    Sep 17, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $880,627–$1,630,723 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
89 Governors Road, Hilton Head Island, SC 299283 bd · 3,160 sqft$1,435,000$454Jun 2026
4 Beech Hill Court, Hilton Head Island, SC 299283 bd · 3,158 sqft$1,293,000$409Jun 2026
7 Lavender Circle, Hilton Head Island, SC 299263 bd · 3,116 sqft$1,070,000$343Aug 2026
351 Long Cove Drive, Hilton Head Island, SC 299284 bd · 3,670 sqft$900,000$245May 2026
10 Robbers Row, Hilton Head Island, SC 299283 bd · 2,842 sqft$1,100,000$387Sep 2026

Recent closed sales of similar homes nearby (this list price is $4,395,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

10 Widewater Road, Hilton Head Island, SC 29926

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~18.4 mi

  • Bluffton

    ~6.1 mi

  • Hilton Head Island

    ~2.9 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Rob Reichel, Sea Pines RE At The Beach Club.

Listing data last updated September 22, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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