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ActiveMLS# 198781

$3,995,000

$1399/sq ft

13 Spotted Sandpiper Road · Hilton Head Island, SC 29928

5

Beds

5

Baths

2,855

Sq Ft

1965

Built

Single Family Residence$1399/sq ft1 day on market
Trees/Woods ViewPoolGarageHOA Community

What stands out

  • Trees/Woods views
  • Garage parking
  • Private pool
  • Outdoor living: Patio

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Ideally situated, 2nd row beach walk home in Sea Pines offers a rare opportunity to own a desirable beach-oriented property just steps from the Atlantic Ocean, with enticing glimpses of the ocean enhancing its coastal appeal. Currently utilized as a vacation rental, this five-bedroom, five-bath home offers an appealing combination of immediate rental income potential, personal enjoyment, and long-term investment value. Thoughtfully expanded and extensively upgraded in 2012, the residence blends timeless coastal cha…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($799,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-22 — a benchmark, not your rate.

Estimated all-in monthly

$24,784/mo

Principal & Interest$21,954
Property tax (owner-occ. 4%, est.)$1,665
Homeowners insurance (est.)$1,165
Loan amount$3,196,000

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $3,995,000 price, 20% down, 7.32% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $27,630/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
5
Full Baths
5
Living Area
2,855 sq ft
Levels
Two
Flooring
Carpet, Tile, Wood
Appliances
Gas Range, Dishwasher, Dryer, Washer
Heating
Central
Cooling
Central Air

Exterior & Lot

Lot Size
0.27 acres
Roof
Composition
Parking
Garage
Porch / Patio
Patio
Pool
In Ground, Heated, Pool/Spa Combo
View
Trees/Woods

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$2,065

Financial & Terms

List Price
$3,995,000
Price / Sq Ft
$1399
Annual Taxes
$27,630
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 1 day.

  1. Status: Active

    Oct 27, 2026

  2. New Listing

    Oct 27, 2026

  3. Listed for sale

    Oct 27, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $760,865–$1,982,639 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
126 Heartleaf Road, Hilton Head Island, SC 299265 bd · 2,439 sqft$650,000$267Jun 2026
20 Ellis Court, Hilton Head Island, SC 299264 bd · 2,734 sqft$1,575,000$576Jun 2026
21 Mcintosh Road, Hilton Head Island, SC 299264 bd · 2,978 sqft$1,260,000$423Jul 2026
26 Flagship Lane, Hilton Head Island, SC 299264 bd · 2,980 sqft$1,449,000$486Oct 2026
11 Forest Drive, Hilton Head Island, SC 299284 bd · 2,700 sqft$1,875,000$694Aug 2026

Recent closed sales of similar homes nearby (this list price is $3,995,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

13 Spotted Sandpiper Road, Hilton Head Island, SC 29928

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~22 mi

  • Bluffton

    ~8.8 mi

  • Hilton Head Island

    ~6.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Rob Reichel, Sea Pines RE At The Beach Club.

Listing data last updated October 27, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.