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ActivePrice ReducedMLS# 190821

$4,300,000

$587/sq ft

12 Port Tack · Hilton Head Island, SC 29928

6

Beds

6.5

Baths

7,320

Sq Ft

2004

Built

Single Family Residence$587/sq ft392 days on market
PoolGarageHOA Community

What stands out

  • Attached garage
  • Private pool
  • Outdoor living: Patio, Covered Patio, Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Your Absolute Dream Awaits & with only a 4-minute walk to the beach!! Step inside this stunning, *recently renovated* luxury masterpiece nestled in an exclusive *beachside gated community*. This *Goliath-sized, breathtaking home* isn't just a place to live — it's a lifestyle and a lucrative investment, generating *consistent short-term rental income* Enjoy a very short walk to the beach, one of your many private terraces overlooking your private heated pool or the golf course, and evenings spent entertaining in ex…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($860,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$24,944–$25,179/mo

Principal & Interest$21,675
Property tax (owner-occ. 4%, est.)$1,792
Homeowners insurance (est.)$1,254
HOA dues$158
Flood ins. (required, est. range)$65$300
Loan amount$3,440,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $4,300,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $39,052/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
6
Full Baths
6
Half Baths
1
Living Area
7,320 sq ft
Flooring
Carpet, Wood
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Fireplace/Equipment, Wet-Bar, Dryer, Washer, Furnished, Wine Cooler, Wine Refrigerator
Heating
Central
Cooling
Central Air
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.39 acres
Construction
Stucco
Roof
Composition
Parking
Attached, Garage, Golf Cart Garage
Carport
4 spaces
Porch / Patio
Patio, Covered Patio, Porch
Pool
In Ground
Exterior Features
Storage, Hot Tub

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,900 / annually

Financial & Terms

List Price
$4,300,000
Price / Sq Ft
$587
Annual Taxes
$39,052
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 392 days.

  1. Price Reduced

    Feb 27, 2026

  2. Status: Active

    May 30, 2025

  3. Listed for sale

    May 30, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $4,017,563–$7,849,087).
Sold homeSold price$/sqftClosed
34 Brams Point Road, Hilton Head Island, SC 299266 bd · 6,295 sqft$6,750,000$1,072Mar 2026
70 Brams Point Road, Hilton Head Island, SC 299265 bd · 8,010 sqft$6,100,000$762Sep 2025
1 Cedar Lane, Hilton Head Island, SC 299265 bd · 6,377 sqft$3,500,000$549Jun 2026

Recent closed sales of similar homes nearby (this list price is $4,300,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

12 Port Tack, Hilton Head Island, SC 29928

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17.3 mi

  • Bluffton

    ~9.6 mi

  • Hilton Head Island

    ~3.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Sarah Christofek, eXp Realty LLC - Bluffton.

Listing data last updated April 24, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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