Skip to main content
1 / 66
ActiveMLS# 197631

$959,000

$384/sq ft

91 Front Street · St. Helena Island, SC 29920

3

Beds

2

Baths

2,500

Sq Ft

2024

Built

Single Family Residence$384/sq ft6 days on market
WaterfrontPond ViewGarageFireplaceHOA Community

What stands out

  • Waterfront — Pond
  • Pond views
  • Garage parking
  • Fireplace
  • Outdoor living: Screened Porch, Patio, Covered
  • 0.86-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to your dream home in the private/gated community of Bermuda Bluff Island! This elevated, beautifully constructed 2-year-old home offers luxury, comfort and coastal charm on a 0.86 lot with beautiful pond and incredible wildlife views. Step inside to a contemporary and open floor plan. The great room boasts 16 ft. ceilings with a beautiful stone wall and 7 ft. modern electric fireplace insert. The kitchen features a large island with quartzite counter tops and back splash, soft close drawers, farm sink, wal…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($191,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-06 — a benchmark, not your rate.

Estimated all-in monthly

$5,783/mo

Principal & Interest$4,945
Property tax (owner-occ. 4%, est.)$400
Homeowners insurance (est.)$280
HOA dues$158
Loan amount$767,200
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $959,000 price, 20% down, 6.69% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Living Area
2,500 sq ft
Flooring
Carpet, Tile
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Auto/Gar/Opener, Cable TV/Available, Whirlpool Tub, Built-In Electric Oven, Tankless Water Heater
Heating
Electric, Central
Cooling
Electric, Central Air
Fireplace
1
Water Heater
Gas, Tankless

Exterior & Lot

Lot Size
0.86 acres
Construction
Frame, HardiPlank Type, Block
Foundation
Elevated
Roof
Composition
Parking
Garage, Golf Cart Garage
Porch / Patio
Screened Porch, Patio, Covered
View
Pond
Waterfront
Pond

Utilities

Water
Public
Sewer
Septic Tank

Community & HOA

HOA Fee
$1,900 / annually

Financial & Terms

List Price
$959,000
Price / Sq Ft
$384
Financing Accepted
Conventional, Fha, Cash
Zoning
Residential

Listing activity

On the market for 6 days.

  1. Status: Active

    Aug 5, 2026

  2. New Listing

    Aug 5, 2026

  3. Listed for sale

    Aug 5, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $453,488–$1,228,535).
Sold homeSold price$/sqftClosed
1206 Big Dataw Point, St. Helena Island, SC 299203 bd · 2,390 sqft$800,000$335Jun 2026
115 Chicora Point, St. Helena Island, SC 299203 bd · 2,685 sqft$1,020,000$380Jun 2026
1410 Gleasons Landing Drive, St. Helena Island, SC 299203 bd · 2,737 sqft$1,345,000$491Jul 2026
370 Fripp Point Road, St. Helena Island, SC 299203 bd · 2,790 sqft$975,000$349Jul 2026
161 Locust Fence Road, St. Helena Island, SC 299203 bd · 2,150 sqft$390,000$181Jun 2026

Recent closed sales of similar homes nearby (this list price is $959,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

91 Front Street, St. Helena Island, SC 29920

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~7.1 mi

  • Bluffton

    ~14.3 mi

  • Hilton Head Island

    ~10.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Randal Longo, I Save Realty.

Listing data last updated August 6, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Similar homes you may like

More homes in St. Helena Island

View all St. Helena Island listings

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Call
Save